Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, and destructiveHint=false, so the safe/read-only behavior is covered. The description adds value by disclosing what the returned plan includes—fares, walking legs, transfers, and boarding instructions—which gives the agent useful expectations beyond the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.