Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint and idempotentHint, so the safety profile is covered. The description adds meaningful behavioral context: attribution is reported separately from causality, and unavailable spend/cost coverage stays explicit, which informs how an agent should interpret results. It also states the workspace scoping, going beyond the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.