Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive and closed-world, so the bar is lower; the description still adds cost information ('Free') and result ordering ('tree order') that annotations do not cover. It omits empty-state behavior and whether any pagination or depth limit applies to the tree.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.