Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare destructiveHint=true, idempotentHint=true and openWorldHint=true, and the description adds real context beyond them: one application consumes one credit, the request is queued rather than sent without a hosted send grant, no employer contact or charge occurs in that case, approval and grant URLs are returned, and the same idempotency_key must be reused on retries. Nothing is contradicted and much is clarified.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.