Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint=false, so the safety profile is fully covered by structured data. The description adds nothing beyond that—no mention of pagination behavior, sorting, or rate limits—so it earns a baseline 3 rather than higher.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.