Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish readOnlyHint=true and destructiveHint=false, so the safety profile is clear. The description adds useful behavior beyond annotations: it explains tree composition, mounted fragment inclusion, owner assignment, and historical version-vector semantics.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.