Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false, and openWorldHint=false, and the "Read-only" line is consistent with them. Beyond that, the description adds genuinely behavioral context the annotations cannot: the 24-hour default window when `since` is omitted, and the output-usage constraint that every figure carries a qualification and must be reported as given rather than derived. It does not cover permissions or scoping to the caller's company, which keeps it at 4.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.