Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
The description directly explains the noSsn/ssnItin logic ('if they do not, set no_ssn and skip it') and enumerates the fields to collect (date of birth, employee counts, first wages date, etc.), which maps to the nested info object. This goes far beyond the schema's sparse descriptions and makes the parameters self-explanatory.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.