Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Beyond the sparse annotations, the description adds meaningful behavioral context: it returns a Stripe Checkout URL, the price covers a one-year renewal, actual transfer initiation happens after payment, and KYC must already be passed. This clarifies the workflow and safety prerequisites without contradicting the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.