Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish read-only, non-destructive, open-world behavior. The description adds useful context beyond that: Dex's list omits email and phone, and a truncated result must be surfaced to the user. It still omits pagination and search semantics, but covers the key behavioral caveats.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.