card_get_disputeReads one card dispute by its id, refreshing its status from the card issuer first. Returns the dispute's card, disputed transaction, amount, status (filed, pending review, accepted, won, lost, rejected, or withdrawn), reason, description, and when it was filed and resolved.
| Name | Required | Description | Default |
|---|---|---|---|
| id | No | UUID value wrapper. |
| Name | Required | Description | Default |
|---|---|---|---|
| dispute | No |
Changes observed during successful MCP inspections.
Output schema / properties / dispute / anyOfPrevious value: -[
- {
- "properties": {
- "amountCents": {
- "type": "string"
- },
- "cardId": {
- "anyOf": [
- {
- "description": "UUID value wrapper.",
- "properties": {
- "value": {
- "format": "uuid",
- "type": "string"
- }
- },
- "type": "object"
- },
- {
- "type": "null"
- }
- ]
- },
- "companyId": {
- "anyOf": [
- {
- "description": "UUID value wrapper.",
- "properties": {
- "value": {
- "format": "uuid",
- "type": "string"
- }
- },
- "type": "object"
- },
- {
- "type": "null"
- }
- ]
- },
- "createdAt": {
- "anyOf": [
- {
- "format": "date-time",
- "type": "string"
- },
- {
- "type": "null"
- }
- ]
- },
- "currency": {
- "type": "string"
- },
- "description": {
- "anyOf": [
- {
- "description": "Free-form description (max 5000 chars).",
- "properties": {
- "value": {
- "maxLength": 5000,
- "type": "string"
- }
- },
- "type": "object"
- },
- {
- "type": "null"
- }
- ]
- },
- "filedAt": {
- "anyOf": [
- {
- "format": "date-time",
- "type": "string"
- },
- {
- "type": "null"
- }
- ]
- },
- "id": {
- "anyOf": [
- {
- "description": "UUID value wrapper.",
- "properties": {
- "value": {
- "format": "uuid",
- "type": "string"
- }
- },
- "type": "object"
- },
- {
- "type": "null"
- }
- ]
- },
- "providerDisputeId": {
- "type": "string"
- },
- "reason": {
- "enum": [
- "CARD_DISPUTE_REASON_UNSPECIFIED",
- "CARD_DISPUTE_REASON_FRAUD",
- "CARD_DISPUTE_REASON_DUPLICATE",
- "CARD_DISPUTE_REASON_PRODUCT_NOT_RECEIVED",
- "CARD_DISPUTE_REASON_PRODUCT_UNACCEPTABLE",
- "CARD_DISPUTE_REASON_INCORRECT_AMOUNT",
- "CARD_DISPUTE_REASON_SUBSCRIPTION_CANCELED",
- "CARD_DISPUTE_REASON_OTHER"
- ],
- "type": "string"
- },
- "resolvedAt": {
- "anyOf": [
- {
- "format": "date-time",
- "type": "string"
- },
- {
- "type": "null"
- }
- ]
- },
- "status": {
- "enum": [
- "CARD_DISPUTE_STATUS_UNSPECIFIED",
- "CARD_DISPUTE_STATUS_FILED",
- "CARD_DISPUTE_STATUS_PENDING_REVIEW",
- "CARD_DISPUTE_STATUS_ACCEPTED",
- "CARD_DISPUTE_STATUS_WON",
- "CARD_DISPUTE_STATUS_LOST",
- "CARD_DISPUTE_STATUS_REJECTED",
- "CARD_DISPUTE_STATUS_WITHDRAWN"
- ],
- "type": "string"
- },
- "transactionId": {
- "anyOf": [
- {
- "description": "UUID value wrapper.",
- "properties": {
- "value": {
- "format": "uuid",
- "type": "string"
- }
- },
- "type": "object"
- },
- {
- "type": "null"
- }
- ]
- },
- "updatedAt": {
- "anyOf": [
- {
- "format": "date-time",
- "type": "string"
- },
- {
- "type": "null"
- }
- ]
- },
- "userId": {
- "anyOf": [
- {
- "description": "UUID value wrapper.",
- "properties": {
- "value": {
- "format": "uuid",
- "type": "string"
- }
- },
- "type": "object"
- },
- {
- "type": "null"
- }
- ]
- }
- },
- "required": [
- "id",
- "cardId",
- "companyId",
- "transactionId"
- ],
- "type": "object"
- },
- {
- "type": "null"
- }
-]New value: +[
+ {
+ "properties": {
+ "amountCents": {
+ "type": "string"
+ },
+ "cardId": {
+ "anyOf": [
+ {
+ "description": "UUID value wrapper.",
+ "properties": {
+ "value": {
+ "format": "uuid",
+ "type": "string"
+ }
+ },
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ },
+ "companyId": {
+ "anyOf": [
+ {
+ "description": "UUID value wrapper.",
+ "properties": {
+ "value": {
+ "format": "uuid",
+ "type": "string"
+ }
+ },
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ },
+ "createdAt": {
+ "anyOf": [
+ {
+ "format": "date-time",
+ "type": "string"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ },
+ "currency": {
+ "type": "string"
+ },
+ "description": {
+ "anyOf": [
+ {
+ "description": "Free-form description (max 5000 chars).",
+ "properties": {
+ "value": {
+ "maxLength": 5000,
+ "type": "string"
+ }
+ },
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ },
+ "events": {
+ "items": {
+ "properties": {
+ "category": {
+ "enum": [
+ "CARD_DISPUTE_EVENT_CATEGORY_UNSPECIFIED",
+ "CARD_DISPUTE_EVENT_CATEGORY_CHARGEBACK_SUBMITTED",
+ "CARD_DISPUTE_EVENT_CATEGORY_CHARGEBACK_ACCEPTED",
+ "CARD_DISPUTE_EVENT_CATEGORY_CHARGEBACK_TIMED_OUT",
+ "CARD_DISPUTE_EVENT_CATEGORY_REPRESENTED",
+ "CARD_DISPUTE_EVENT_CATEGORY_REPRESENTMENT_TIMED_OUT",
+ "CARD_DISPUTE_EVENT_CATEGORY_MERCHANT_PREARBITRATION_RECEIVED",
+ "CARD_DISPUTE_EVENT_CATEGORY_MERCHANT_PREARBITRATION_DECLINE_SUBMITTED",
+ "CARD_DISPUTE_EVENT_CATEGORY_MERCHANT_PREARBITRATION_TIMED_OUT",
+ "CARD_DISPUTE_EVENT_CATEGORY_USER_PREARBITRATION_SUBMITTED",
+ "CARD_DISPUTE_EVENT_CATEGORY_USER_PREARBITRATION_ACCEPTED",
+ "CARD_DISPUTE_EVENT_CATEGORY_USER_PREARBITRATION_DECLINED",
+ "CARD_DISPUTE_EVENT_CATEGORY_USER_PREARBITRATION_TIMED_OUT",
+ "CARD_DISPUTE_EVENT_CATEGORY_USER_WITHDRAWAL_SUBMITTED"
+ ],
+ "type": "string"
+ },
+ "detail": {
+ "anyOf": [
+ {
+ "description": "Free-form description (max 5000 chars).",
+ "properties": {
+ "value": {
+ "maxLength": 5000,
+ "type": "string"
+ }
+ },
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ },
+ "occurredAt": {
+ "anyOf": [
+ {
+ "format": "date-time",
+ "type": "string"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ }
+ },
+ "type": "object"
+ },
+ "type": "array"
+ },
+ "filedAt": {
+ "anyOf": [
+ {
+ "format": "date-time",
+ "type": "string"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ },
+ "id": {
+ "anyOf": [
+ {
+ "description": "UUID value wrapper.",
+ "properties": {
+ "value": {
+ "format": "uuid",
+ "type": "string"
+ }
+ },
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ },
+ "providerDisputeId": {
+ "type": "string"
+ },
+ "reason": {
+ "enum": [
+ "CARD_DISPUTE_REASON_UNSPECIFIED",
+ "CARD_DISPUTE_REASON_FRAUD",
+ "CARD_DISPUTE_REASON_DUPLICATE",
+ "CARD_DISPUTE_REASON_PRODUCT_NOT_RECEIVED",
+ "CARD_DISPUTE_REASON_PRODUCT_UNACCEPTABLE",
+ "CARD_DISPUTE_REASON_INCORRECT_AMOUNT",
+ "CARD_DISPUTE_REASON_SUBSCRIPTION_CANCELED",
+ "CARD_DISPUTE_REASON_OTHER",
+ "CARD_DISPUTE_REASON_SERVICES_NOT_RECEIVED",
+ "CARD_DISPUTE_REASON_SERVICES_UNACCEPTABLE",
+ "CARD_DISPUTE_REASON_COUNTERFEIT_MERCHANDISE"
+ ],
+ "type": "string"
+ },
+ "resolvedAt": {
+ "anyOf": [
+ {
+ "format": "date-time",
+ "type": "string"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ },
+ "status": {
+ "enum": [
+ "CARD_DISPUTE_STATUS_UNSPECIFIED",
+ "CARD_DISPUTE_STATUS_FILED",
+ "CARD_DISPUTE_STATUS_PENDING_REVIEW",
+ "CARD_DISPUTE_STATUS_ACCEPTED",
+ "CARD_DISPUTE_STATUS_WON",
+ "CARD_DISPUTE_STATUS_LOST",
+ "CARD_DISPUTE_STATUS_REJECTED",
+ "CARD_DISPUTE_STATUS_WITHDRAWN"
+ ],
+ "type": "string"
+ },
+ "transactionId": {
+ "anyOf": [
+ {
+ "description": "UUID value wrapper.",
+ "properties": {
+ "value": {
+ "format": "uuid",
+ "type": "string"
+ }
+ },
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ },
+ "updatedAt": {
+ "anyOf": [
+ {
+ "format": "date-time",
+ "type": "string"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ },
+ "userId": {
+ "anyOf": [
+ {
+ "description": "UUID value wrapper.",
+ "properties": {
+ "value": {
+ "format": "uuid",
+ "type": "string"
+ }
+ },
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ },
+ "visa": {
+ "anyOf": [
+ {
+ "properties": {
+ "authorization": {
+ "anyOf": [
+ {
+ "properties": {
+ "accountStatus": {
+ "enum": [
+ "VISA_AUTHORIZATION_ACCOUNT_STATUS_UNSPECIFIED",
+ "VISA_AUTHORIZATION_ACCOUNT_STATUS_ACCOUNT_CLOSED",
+ "VISA_AUTHORIZATION_ACCOUNT_STATUS_CREDIT_PROBLEM",
+ "VISA_AUTHORIZATION_ACCOUNT_STATUS_FRAUD"
+ ],
+ "type": "string"
+ }
+ },
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ },
+ "canceledRecurringTransaction": {
+ "anyOf": [
+ {
+ "properties": {
+ "canceledAt": {
+ "type": "string"
+ },
+ "cancellationTarget": {
+ "enum": [
+ "VISA_CANCELLATION_TARGET_UNSPECIFIED",
+ "VISA_CANCELLATION_TARGET_ACCOUNT",
+ "VISA_CANCELLATION_TARGET_TRANSACTION"
+ ],
+ "type": "string"
+ },
+ "merchantContactApplication": {
+ "anyOf": [
+ {
+ "description": "Free-form description (max 5000 chars).",
+ "properties": {
+ "value": {
+ "maxLength": 5000,
+ "type": "string"
+ }
+ },
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ },
+ "merchantContactEmail": {
+ "anyOf": [
+ {
+ "description": "Free-form description (max 5000 chars).",
+ "properties": {
+ "value": {
+ "maxLength": 5000,
+ "type": "string"
+ }
+ },
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ },
+ "merchantContactPhone": {
+ "anyOf": [
+ {
+ "description": "Free-form description (max 5000 chars).",
+ "properties": {
+ "value": {
+ "maxLength": 5000,
+ "type": "string"
+ }
+ },
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ }
+ },
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ },
+ "canceledServices": {
+ "anyOf": [
+ {
+ "properties": {
+ "cardholderCancellation": {
+ "anyOf": [
+ {
+ "properties": {
+ "acceptedByMerchant": {
+ "enum": [
+ "VISA_MERCHANT_CANCELLATION_ACCEPTANCE_UNSPECIFIED",
+ "VISA_MERCHANT_CANCELLATION_ACCEPTANCE_ACCEPTED",
+ "VISA_MERCHANT_CANCELLATION_ACCEPTANCE_NOT_ACCEPTED"
+ ],
+ "type": "string"
+ },
+ "canceledAt": {
+ "type": "string"
+ },
+ "cancellationPolicyProvided": {
+ "enum": [
+ "VISA_CANCELLATION_POLICY_PROVIDED_UNSPECIFIED",
+ "VISA_CANCELLATION_POLICY_PROVIDED_PROVIDED",
+ "VISA_CANCELLATION_POLICY_PROVIDED_NOT_PROVIDED"
+ ],
+ "type": "string"
+ },
+ "reason": {
+ "anyOf": [
+ {
+ "description": "Free-form description (max 5000 chars).",
+ "properties": {
+ "value": {
+ "maxLength": 5000,
+ "type": "string"
+ }
+ },
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ }
+ },
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ },
+ "contractedAt": {
+ "type": "string"
+ },
+ "guaranteedReservationExplanation": {
+ "enum": [
+ "VISA_GUARANTEED_RESERVATION_EXPLANATION_UNSPECIFIED",
+ "VISA_GUARANTEED_RESERVATION_EXPLANATION_CARDHOLDER_CANCELED_PRIOR_TO_SERVICE",
+ "VISA_GUARANTEED_RESERVATION_EXPLANATION_CARDHOLDER_CANCELLATION_ATTEMPT_WITHIN_24_HOURS_OF_CONFIRMATION",
+ "VISA_GUARANTEED_RESERVATION_EXPLANATION_MERCHANT_BILLED_NO_SHOW"
+ ],
+ "type": "string"
+ },
+ "merchantResolution": {
+ "enum": [
+ "VISA_MERCHANT_RESOLUTION_UNSPECIFIED",
+ "VISA_MERCHANT_RESOLUTION_ATTEMPTED",
+ "VISA_MERCHANT_RESOLUTION_PROHIBITED_BY_LOCAL_LAW"
+ ],
+ "type": "string"
+ },
+ "purchaseExplanation": {
+ "anyOf": [
+ {
+ "description": "Free-form description (max 5000 chars).",
+ "properties": {
+ "value": {
+ "maxLength": 5000,
+ "type": "string"
+ }
+ },
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ },
+ "serviceType": {
+ "enum": [
+ "VISA_SERVICE_TYPE_UNSPECIFIED",
+ "VISA_SERVICE_TYPE_GUARANTEED_RESERVATION",
+ "VISA_SERVICE_TYPE_OTHER",
+ "VISA_SERVICE_TYPE_TIMESHARE"
+ ],
+ "type": "string"
+ }
+ },
+ "required": [
+ "cardholderCancellation",
+ "purchaseExplanation"
+ ],
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ },
+ "counterfeitMerchandise": {
+ "anyOf": [
+ {
+ "properties": {
+ "counterfeitExplanation": {
+ "anyOf": [
+ {
+ "description": "Free-form description (max 5000 chars).",
+ "properties": {
+ "value": {
+ "maxLength": 5000,
+ "type": "string"
+ }
+ },
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ },
+ "dispositionExplanation": {
+ "anyOf": [
+ {
+ "description": "Free-form description (max 5000 chars).",
+ "properties": {
+ "value": {
+ "maxLength": 5000,
+ "type": "string"
+ }
+ },
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ },
+ "orderExplanation": {
+ "anyOf": [
+ {
+ "description": "Free-form description (max 5000 chars).",
+ "properties": {
+ "value": {
+ "maxLength": 5000,
+ "type": "string"
+ }
+ },
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ },
+ "receivedAt": {
+ "type": "string"
+ }
+ },
+ "required": [
+ "counterfeitExplanation",
+ "dispositionExplanation",
+ "orderExplanation"
+ ],
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ },
+ "creditNotProcessed": {
+ "anyOf": [
+ {
+ "properties": {
+ "canceledOrReturnedAt": {
+ "type": "string"
+ },
+ "creditExpectedAt": {
+ "type": "string"
+ }
+ },
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ },
+ "fraud": {
+ "anyOf": [
+ {
+ "properties": {
+ "fraudType": {
+ "enum": [
+ "VISA_FRAUD_TYPE_UNSPECIFIED",
+ "VISA_FRAUD_TYPE_ACCOUNT_OR_CREDENTIALS_TAKEOVER",
+ "VISA_FRAUD_TYPE_CARD_NOT_RECEIVED_AS_ISSUED",
+ "VISA_FRAUD_TYPE_FRAUDULENT_APPLICATION",
+ "VISA_FRAUD_TYPE_FRAUDULENT_USE_OF_ACCOUNT_NUMBER",
+ "VISA_FRAUD_TYPE_INCORRECT_PROCESSING",
+ "VISA_FRAUD_TYPE_ISSUER_REPORTED_COUNTERFEIT",
+ "VISA_FRAUD_TYPE_LOST",
+ "VISA_FRAUD_TYPE_MANIPULATION_OF_ACCOUNT_HOLDER",
+ "VISA_FRAUD_TYPE_MERCHANT_MISREPRESENTATION",
+ "VISA_FRAUD_TYPE_MISCELLANEOUS",
+ "VISA_FRAUD_TYPE_STOLEN"
+ ],
+ "type": "string"
+ }
+ },
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ },
+ "merchandiseClaim": {
+ "anyOf": [
+ {
+ "properties": {
+ "claim": {
+ "enum": [
+ "VISA_MERCHANDISE_CLAIM_UNSPECIFIED",
+ "VISA_MERCHANDISE_CLAIM_CANCELED",
+ "VISA_MERCHANDISE_CLAIM_DAMAGED_OR_DEFECTIVE",
+ "VISA_MERCHANDISE_CLAIM_MISREPRESENTATION",
+ "VISA_MERCHANDISE_CLAIM_QUALITY"
+ ],
+ "type": "string"
+ },
+ "expectedAt": {
+ "type": "string"
+ },
+ "issueExplanation": {
+ "anyOf": [
+ {
+ "description": "Free-form description (max 5000 chars).",
+ "properties": {
+ "value": {
+ "maxLength": 5000,
+ "type": "string"
+ }
+ },
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ },
+ "merchandiseDisposition": {
+ "anyOf": [
+ {
+ "description": "Free-form description (max 5000 chars).",
+ "properties": {
+ "value": {
+ "maxLength": 5000,
+ "type": "string"
+ }
+ },
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ },
+ "merchantResolution": {
+ "enum": [
+ "VISA_MERCHANT_RESOLUTION_UNSPECIFIED",
+ "VISA_MERCHANT_RESOLUTION_ATTEMPTED",
+ "VISA_MERCHANT_RESOLUTION_PROHIBITED_BY_LOCAL_LAW"
+ ],
+ "type": "string"
+ },
+ "purchaseExplanation": {
+ "anyOf": [
+ {
+ "description": "Free-form description (max 5000 chars).",
+ "properties": {
+ "value": {
+ "maxLength": 5000,
+ "type": "string"
+ }
+ },
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ },
+ "receivedAt": {
+ "type": "string"
+ },
+ "returnAttemptExplanation": {
+ "anyOf": [
+ {
+ "description": "Free-form description (max 5000 chars).",
+ "properties": {
+ "value": {
+ "maxLength": 5000,
+ "type": "string"
+ }
+ },
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ },
+ "returnAttemptReason": {
+ "enum": [
+ "VISA_RETURN_ATTEMPT_REASON_UNSPECIFIED",
+ "VISA_RETURN_ATTEMPT_REASON_MERCHANT_NOT_RESPONDING",
+ "VISA_RETURN_ATTEMPT_REASON_NO_RETURN_AUTHORIZATION_PROVIDED",
+ "VISA_RETURN_ATTEMPT_REASON_NO_RETURN_INSTRUCTIONS",
+ "VISA_RETURN_ATTEMPT_REASON_REQUESTED_NOT_TO_RETURN",
+ "VISA_RETURN_ATTEMPT_REASON_RETURN_NOT_ACCEPTED"
+ ],
+ "type": "string"
+ },
+ "returnMethod": {
+ "enum": [
+ "VISA_RETURN_METHOD_UNSPECIFIED",
+ "VISA_RETURN_METHOD_DHL",
+ "VISA_RETURN_METHOD_FACE_TO_FACE",
+ "VISA_RETURN_METHOD_FEDEX",
+ "VISA_RETURN_METHOD_OTHER",
+ "VISA_RETURN_METHOD_POSTAL_SERVICE",
+ "VISA_RETURN_METHOD_UPS"
+ ],
+ "type": "string"
+ },
+ "returnOutcome": {
+ "enum": [
+ "VISA_RETURN_OUTCOME_UNSPECIFIED",
+ "VISA_RETURN_OUTCOME_RETURN_ATTEMPTED",
+ "VISA_RETURN_OUTCOME_RETURNED",
+ "VISA_RETURN_OUTCOME_NOT_RETURNED"
+ ],
+ "type": "string"
+ },
+ "returnedAt": {
+ "type": "string"
+ }
+ },
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ },
+ "merchandiseNotAsDescribed": {
+ "anyOf": [
+ {
+ "properties": {
+ "merchandiseDisposition": {
+ "anyOf": [
+ {
+ "description": "Free-form description (max 5000 chars).",
+ "properties": {
+ "value": {
+ "maxLength": 5000,
+ "type": "string"
+ }
+ },
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ },
+ "merchantResolution": {
+ "enum": [
+ "VISA_MERCHANT_RESOLUTION_UNSPECIFIED",
+ "VISA_MERCHANT_RESOLUTION_ATTEMPTED",
+ "VISA_MERCHANT_RESOLUTION_PROHIBITED_BY_LOCAL_LAW"
+ ],
+ "type": "string"
+ },
+ "receivedAt": {
+ "type": "string"
+ },
+ "returnAttemptExplanation": {
+ "anyOf": [
+ {
+ "description": "Free-form description (max 5000 chars).",
+ "properties": {
+ "value": {
+ "maxLength": 5000,
+ "type": "string"
+ }
+ },
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ },
+ "returnAttemptReason": {
+ "enum": [
+ "VISA_RETURN_ATTEMPT_REASON_UNSPECIFIED",
+ "VISA_RETURN_ATTEMPT_REASON_MERCHANT_NOT_RESPONDING",
+ "VISA_RETURN_ATTEMPT_REASON_NO_RETURN_AUTHORIZATION_PROVIDED",
+ "VISA_RETURN_ATTEMPT_REASON_NO_RETURN_INSTRUCTIONS",
+ "VISA_RETURN_ATTEMPT_REASON_REQUESTED_NOT_TO_RETURN",
+ "VISA_RETURN_ATTEMPT_REASON_RETURN_NOT_ACCEPTED"
+ ],
+ "type": "string"
+ },
+ "returnMethod": {
+ "enum": [
+ "VISA_RETURN_METHOD_UNSPECIFIED",
+ "VISA_RETURN_METHOD_DHL",
+ "VISA_RETURN_METHOD_FACE_TO_FACE",
+ "VISA_RETURN_METHOD_FEDEX",
+ "VISA_RETURN_METHOD_OTHER",
+ "VISA_RETURN_METHOD_POSTAL_SERVICE",
+ "VISA_RETURN_METHOD_UPS"
+ ],
+ "type": "string"
+ },
+ "returnOutcome": {
+ "enum": [
+ "VISA_RETURN_OUTCOME_UNSPECIFIED",
+ "VISA_RETURN_OUTCOME_RETURN_ATTEMPTED",
+ "VISA_RETURN_OUTCOME_RETURNED",
+ "VISA_RETURN_OUTCOME_NOT_RETURNED"
+ ],
+ "type": "string"
+ },
+ "returnedAt": {
+ "type": "string"
+ }
+ },
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ },
+ "merchandiseNotReceived": {
+ "anyOf": [
+ {
+ "properties": {
+ "agreedLocation": {
+ "anyOf": [
+ {
+ "description": "Free-form description (max 5000 chars).",
+ "properties": {
+ "value": {
+ "maxLength": 5000,
+ "type": "string"
+ }
+ },
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ },
+ "canceledAt": {
+ "type": "string"
+ },
+ "cancellationOutcome": {
+ "enum": [
+ "VISA_CANCELLATION_OUTCOME_UNSPECIFIED",
+ "VISA_CANCELLATION_OUTCOME_CARDHOLDER_CANCELLATION_PRIOR_TO_EXPECTED_RECEIPT",
+ "VISA_CANCELLATION_OUTCOME_MERCHANT_CANCELLATION",
+ "VISA_CANCELLATION_OUTCOME_NO_CANCELLATION"
+ ],
+ "type": "string"
+ },
+ "delayExplanation": {
+ "anyOf": [
+ {
+ "description": "Free-form description (max 5000 chars).",
+ "properties": {
+ "value": {
+ "maxLength": 5000,
+ "type": "string"
+ }
+ },
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ },
+ "deliveryIssue": {
+ "enum": [
+ "VISA_DELIVERY_ISSUE_UNSPECIFIED",
+ "VISA_DELIVERY_ISSUE_DELAYED",
+ "VISA_DELIVERY_ISSUE_DELIVERED_TO_WRONG_LOCATION"
+ ],
+ "type": "string"
+ },
+ "lastExpectedReceiptAt": {
+ "type": "string"
+ },
+ "merchantResolution": {
+ "enum": [
+ "VISA_MERCHANT_RESOLUTION_UNSPECIFIED",
+ "VISA_MERCHANT_RESOLUTION_ATTEMPTED",
+ "VISA_MERCHANT_RESOLUTION_PROHIBITED_BY_LOCAL_LAW"
+ ],
+ "type": "string"
+ },
+ "purchaseInfoAndExplanation": {
+ "anyOf": [
+ {
+ "description": "Free-form description (max 5000 chars).",
+ "properties": {
+ "value": {
+ "maxLength": 5000,
+ "type": "string"
+ }
+ },
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ }
+ },
+ "required": [
+ "purchaseInfoAndExplanation"
+ ],
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ },
+ "nonReceiptOfCash": {
+ "anyOf": [
+ {
+ "properties": {},
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ },
+ "octNotAccepted": {
+ "anyOf": [
+ {
+ "properties": {
+ "explanation": {
+ "anyOf": [
+ {
+ "description": "Free-form description (max 5000 chars).",
+ "properties": {
+ "value": {
+ "maxLength": 5000,
+ "type": "string"
+ }
+ },
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ },
+ "reason": {
+ "enum": [
+ "VISA_OCT_NOT_ACCEPTED_REASON_UNSPECIFIED",
+ "VISA_OCT_NOT_ACCEPTED_REASON_PROHIBITED_BY_LOCAL_LAWS_OR_REGULATION"
+ ],
+ "type": "string"
+ }
+ },
+ "required": [
+ "explanation"
+ ],
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ },
+ "processingError": {
+ "anyOf": [
+ {
+ "properties": {
+ "errorReason": {
+ "enum": [
+ "VISA_PROCESSING_ERROR_REASON_UNSPECIFIED",
+ "VISA_PROCESSING_ERROR_REASON_DUPLICATE_TRANSACTION",
+ "VISA_PROCESSING_ERROR_REASON_INCORRECT_AMOUNT",
+ "VISA_PROCESSING_ERROR_REASON_PAID_BY_OTHER_MEANS"
+ ],
+ "type": "string"
+ },
+ "expectedAmountCents": {
+ "type": "string"
+ },
+ "merchantResolution": {
+ "enum": [
+ "VISA_MERCHANT_RESOLUTION_UNSPECIFIED",
+ "VISA_MERCHANT_RESOLUTION_ATTEMPTED",
+ "VISA_MERCHANT_RESOLUTION_PROHIBITED_BY_LOCAL_LAW"
+ ],
+ "type": "string"
+ },
+ "otherFormOfPaymentEvidence": {
+ "anyOf": [
+ {
+ "description": "Free-form description (max 5000 chars).",
+ "properties": {
+ "value": {
+ "maxLength": 5000,
+ "type": "string"
+ }
+ },
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ },
+ "otherTransactionId": {
+ "type": "string"
+ }
+ },
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ },
+ "servicesClaim": {
+ "anyOf": [
+ {
+ "properties": {
+ "cardholderCancellation": {
+ "anyOf": [
+ {
+ "properties": {
+ "acceptedByMerchant": {
+ "enum": [
+ "VISA_MERCHANT_CANCELLATION_ACCEPTANCE_UNSPECIFIED",
+ "VISA_MERCHANT_CANCELLATION_ACCEPTANCE_ACCEPTED",
+ "VISA_MERCHANT_CANCELLATION_ACCEPTANCE_NOT_ACCEPTED"
+ ],
+ "type": "string"
+ },
+ "canceledAt": {
+ "type": "string"
+ },
+ "cancellationPolicyProvided": {
+ "enum": [
+ "VISA_CANCELLATION_POLICY_PROVIDED_UNSPECIFIED",
+ "VISA_CANCELLATION_POLICY_PROVIDED_PROVIDED",
+ "VISA_CANCELLATION_POLICY_PROVIDED_NOT_PROVIDED"
+ ],
+ "type": "string"
+ },
+ "reason": {
+ "anyOf": [
+ {
+ "description": "Free-form description (max 5000 chars).",
+ "properties": {
+ "value": {
+ "maxLength": 5000,
+ "type": "string"
+ }
+ },
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ }
+ },
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ },
+ "cardholderPaidToHaveWorkRedone": {
+ "enum": [
+ "VISA_YES_NO_UNSPECIFIED",
+ "VISA_YES_NO_YES",
+ "VISA_YES_NO_NO"
+ ],
+ "type": "string"
+ },
+ "claim": {
+ "enum": [
+ "VISA_SERVICES_CLAIM_UNSPECIFIED",
+ "VISA_SERVICES_CLAIM_NOT_AS_DESCRIBED",
+ "VISA_SERVICES_CLAIM_MISREPRESENTATION",
+ "VISA_SERVICES_CLAIM_QUALITY"
+ ],
+ "type": "string"
+ },
+ "issueExplanation": {
+ "anyOf": [
+ {
+ "description": "Free-form description (max 5000 chars).",
+ "properties": {
+ "value": {
+ "maxLength": 5000,
+ "type": "string"
+ }
+ },
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ },
+ "merchantResolution": {
+ "enum": [
+ "VISA_MERCHANT_RESOLUTION_UNSPECIFIED",
+ "VISA_MERCHANT_RESOLUTION_ATTEMPTED",
+ "VISA_MERCHANT_RESOLUTION_PROHIBITED_BY_LOCAL_LAW"
+ ],
+ "type": "string"
+ },
+ "nonFiatOrNftRelated": {
+ "enum": [
+ "VISA_YES_NO_UNSPECIFIED",
+ "VISA_YES_NO_YES",
+ "VISA_YES_NO_NO"
+ ],
+ "type": "string"
+ },
+ "ongoingNegotiations": {
+ "anyOf": [
+ {
+ "properties": {
+ "explanation": {
+ "anyOf": [
+ {
+ "description": "Free-form description (max 5000 chars).",
+ "properties": {
+ "value": {
+ "maxLength": 5000,
+ "type": "string"
+ }
+ },
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ },
+ "issuerFirstNotifiedAt": {
+ "type": "string"
+ },
+ "startedAt": {
+ "type": "string"
+ }
+ },
+ "required": [
+ "explanation"
+ ],
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ },
+ "purchaseExplanation": {
+ "anyOf": [
+ {
+ "description": "Free-form description (max 5000 chars).",
+ "properties": {
+ "value": {
+ "maxLength": 5000,
+ "type": "string"
+ }
+ },
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ },
+ "receivedAt": {
+ "type": "string"
+ },
+ "restaurantFoodRelated": {
+ "enum": [
+ "VISA_YES_NO_UNSPECIFIED",
+ "VISA_YES_NO_YES",
+ "VISA_YES_NO_NO"
+ ],
+ "type": "string"
+ }
+ },
+ "required": [
+ "cardholderCancellation"
+ ],
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ },
+ "servicesNotReceived": {
+ "anyOf": [
+ {
+ "properties": {
+ "canceledAt": {
+ "type": "string"
+ },
+ "cancellationOutcome": {
+ "enum": [
+ "VISA_CANCELLATION_OUTCOME_UNSPECIFIED",
+ "VISA_CANCELLATION_OUTCOME_CARDHOLDER_CANCELLATION_PRIOR_TO_EXPECTED_RECEIPT",
+ "VISA_CANCELLATION_OUTCOME_MERCHANT_CANCELLATION",
+ "VISA_CANCELLATION_OUTCOME_NO_CANCELLATION"
+ ],
+ "type": "string"
+ },
+ "cancellationReason": {
+ "anyOf": [
+ {
+ "description": "Free-form description (max 5000 chars).",
+ "properties": {
+ "value": {
+ "maxLength": 5000,
+ "type": "string"
+ }
+ },
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ },
+ "lastExpectedReceiptAt": {
+ "type": "string"
+ },
+ "merchantResolution": {
+ "enum": [
+ "VISA_MERCHANT_RESOLUTION_UNSPECIFIED",
+ "VISA_MERCHANT_RESOLUTION_ATTEMPTED",
+ "VISA_MERCHANT_RESOLUTION_PROHIBITED_BY_LOCAL_LAW"
+ ],
+ "type": "string"
+ },
+ "purchaseInfoAndExplanation": {
+ "anyOf": [
+ {
+ "description": "Free-form description (max 5000 chars).",
+ "properties": {
+ "value": {
+ "maxLength": 5000,
+ "type": "string"
+ }
+ },
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ }
+ },
+ "required": [
+ "purchaseInfoAndExplanation"
+ ],
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ }
+ },
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+ ]
+ }
+ },
+ "required": [
+ "id",
+ "cardId",
+ "companyId",
+ "transactionId"
+ ],
+ "type": "object"
+ },
+ {
+ "type": "null"
+ }
+]Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish the safe read profile (readOnlyHint=true, destructiveHint=false), so the bar is lower, but the description adds a genuinely useful trait not in the annotations: it 'refreshes its status from the card issuer first', implying a live external lookup. It also enumerates the status vocabulary, giving the agent domain context.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.
Is the description appropriately sized, front-loaded, and free of redundancy?
Two front-loaded sentences: the operation first, then the returned fields. No filler, though the return-field enumeration is slightly verbose given an output schema exists.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.
Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
With an output schema present, the description needn't explain returns, yet it does so helpfully. Annotations cover safety and the description adds the issuer-refresh behavior. The only gap is the absent routing to the list sibling, but overall it is complete enough to invoke correctly.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.
Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema description coverage is 100% and the single id parameter is a documented UUID wrapper, so the schema already carries the meaning. The description only restates that lookup is 'by its id' without adding format or constraint detail beyond the schema, so baseline 3 applies.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.
Does the description clearly state what the tool does and how it differs from similar tools?
States a specific verb and resource ('Reads one card dispute by its id') and the singular scope distinguishes it cleanly from the sibling card_get_list_card_disputes. An agent can identify the tool without opening the schema.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.
Does the description explain when to use this tool, when not to, or what alternatives exist?
Usage is implied by 'Reads one card dispute by its id', making clear it's for a single known dispute. However, it never explicitly names the alternative (card_get_list_card_disputes) or states a condition for choosing one over the other, so the agent must infer the routing.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.
Add one secure layer between your agents and this server.