Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and destructiveHint=false, so 'Read-only' largely repeats structured data. However, the description adds real behavioral context beyond the schema by clarifying that 'Per-type segments' is a group-by-type rollup, not a per-holder view. That semantic constraint is valuable and not encoded anywhere else.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.