Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare non-read-only, idempotent, non-destructive, and open-world, so the safety profile is covered. The description adds genuinely useful context beyond annotations: it flags which settings (themes, custom colours, own banner colour, badge hiding, GA ID) are Premium-gated. It does not describe what clearing a field does or any other side effects, but the annotations carry most of that burden.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.