Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations at all, the description carries the full behavioral burden and leaves the important traits unstated. It never says how many conversations come back, how "recent" is bounded, what ordering applies, or whether auth/session is required. For a listing tool with zero annotation coverage this is a meaningful gap, though the read-only nature is strongly implied by "List".
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.