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AINumbers Fintech Intelligence Suite

M3P Monthly Cap Calculator

compute_m3p_monthly_cap
Read-onlyIdempotent

M3P Monthly Cap Calculator: OpenChainGraph compute node (payment_policy). Deterministic OpenChainGraph compute node. By default (compute:"auto") inputs are computed server-side on Cloudflare Workers for gpu:false nodes with a registered kernel; compute:"browser" forces client-side execution and returns a browser delegation URL instead. gpu:true nodes always delegate to the browser. Inputs are processed transiently to compute the response and are not stored, logged, or retained. Use synthetic or anonymised inputs only. Exports an AP2 artifact with execution_hash for chain provenance. Open at: https://ainumbers.co/tools/617-m3p-monthly-cap-calculator.html FV-status (published/proven/still-trusted for this spec): /fv-status/8498d0819c941fdb731f9e10f5d93ee929026919cb111a42149821b48b5ac180.json — a snapshot, not a subscription; this receipt verifies offline regardless of whether that file is ever fetched.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
computeNoCompute mode (v0.4 Compute Binding). "auto" (default) = server for gpu:false nodes with registered kernels; "server" = force server-side; "browser" = always return browser delegation URL. gpu:true nodes always delegate.
parent_hashesNoexecution_hash values from upstream ChainGraph AP2 artifacts to chain from (sets chain.parent_hashes in the export).
parent_tool_idsNotool_id values matching parent_hashes, in the same order.
policy_parametersNoInput parameters for this tool's decision function. For gpu:false nodes with a registered kernel, these are computed server-side when compute is "auto" or "server". See the tool's manifest for field names.

Schema Changelog

Changes observed during successful MCP inspections.

  1. Added

TDQS

C2.8/5.0
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already establish readOnly/idempotent/non-destructive/closed-world, but the description adds genuinely new behavioral context: inputs are processed transiently and not stored, logged, or retained; execution is deterministic; compute modes can force server or browser delegation; and it exports an AP2 artifact with an execution_hash for chain provenance. These are real traits beyond the annotation set.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness3/5

Is the description appropriately sized, front-loaded, and free of redundancy?

It is front-loaded with the name and category, and the data-retention and chaining sentences earn their place. However, it is bloated with boilerplate, an inline tool URL, and a full explanation of the FV-status receipt that adds little to the agent's decision to call the tool.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness3/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a 4-parameter, no-required, nested-object tool with no output schema, it covers execution modes, chaining, and output shape (AP2 artifact) adequately. But it never explains the core computation or what policy_parameters must contain, deferring entirely to an external manifest, leaving the semantic gap that matters most.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 100%, so the schema already documents compute, parent_hashes, parent_tool_ids, and policy_parameters in detail. The description adds only a pointer that policy_parameters field names live in 'the tool's manifest,' which is marginal value; the compute-mode text largely duplicates the schema. Baseline 3 applies.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose2/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description restates the title ('M3P Monthly Cap Calculator') and tags it as an 'OpenChainGraph compute node (payment_policy)', but never explains what an M3P monthly cap is or what the decision function actually computes. It gives a domain label rather than a distinct purpose, which is closer to tautology than a specific verb+resource statement, and offers nothing to distinguish it from the dozens of other compute_* siblings.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The only real usage instruction is 'Use synthetic or anonymised inputs only,' which is a safety caveat rather than when-to-use guidance. It never says when this tool applies versus alternatives, nor what precondition (e.g. a prior policy input or upstream artifact) makes it the right choice.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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