Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full behavioral burden. It discloses that the conversation is 'private' and can be continued rather than only created, which is genuinely useful, but it says nothing about permissions, whether the target is notified, message-size limits, or what happens on first contact.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.