Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already mark this as non-read-only and non-destructive, and the description adds materially: owner-gating, audit-log recording, non-retroactivity, and that existing buyers keep access. This goes beyond the structured fields and tells the agent exactly what side effects to expect.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.