Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only supply readOnlyHint=false and openWorldHint=false; the description goes well beyond, disclosing the re-queue side effect, the deliberate no-secret-in-arguments design, the no-op-and-report behavior when no key is stored, and the owner-only permission requirement. These are exactly the traits an agent needs before invoking a mutation.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.