Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive, closed-world behavior, so the bar is lower; the description still adds real value by disclosing the shape of the payload, including the unusual 'whether it is taking responses (and why not)' diagnostic and the account-level monthly allowance. It omits error/not-found behavior and whether the public link is returned only when published.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.