Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint=false, so the safety profile is covered. The description does add genuinely new behavioral context: the return includes the URL for citation, and 'Free' signals a no-cost operation useful for routing decisions. It does not cover truncation or failure behavior, so 3 is appropriate.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.