Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With only generic annotations (readOnlyHint=false, destructiveHint=false, idempotentHint=false), the description carries real weight: it discloses that the task converts to an order immediately, the payment path (pay_url for principal or mandate), that charging occurs only after delivery matches the contract, and that other bids are declined. That is substantial consequence disclosure beyond the annotations, though idempotency/retry behavior is not addressed.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.