Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only mark this as a non-read-only, non-destructive, non-idempotent write. The description goes far beyond that, disclosing the anti-enumeration design (never reveals whether an address is taken), the exact always-returned outcome, that mail is sent ONLY if the address is free, and that nothing attaches until the link is opened. These are exactly the behaviors an agent must know and cannot infer from annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.