Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations indicate a non-read, non-idempotent mutation. The description adds behavioral details: eligibility checks per invitee, full rejection on any failure, and the guarantee that the group never lands in an undeliverable state. This goes beyond the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.