Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, destructiveHint=false, openWorldHint=false, so safety is covered. The description adds real value beyond that by describing the exact output shape (unified diff, +/- markers, '# <title>' header line), which is behavior an agent needs to interpret the result.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.