Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full behavioral burden. It usefully discloses the no-match fallback ('returns nearest candidates rather than an empty result') and the returned field set, but says nothing about auth requirements, rate limits, or explicitly confirming a read-only nature.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.