Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and non-destructive behavior, so the bar is lower. The description adds behavioral context about the checklist's scope and optional category filtering. It does not contradict any annotation, and the output schema covers the return shape.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.