Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare non-read-only, idempotent, non-destructive, closed-world behavior; the description adds the field-level mutation scope (only name fields), the immutable fields, and the required permission and account prerequisite. It does not describe the response or any failure mode, but that is a minor gap for a simple mutation.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.