Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false, and openWorldHint=false, so the safety profile is covered. The description does add value beyond the annotations by disclosing the required permission scope (servers:read) and the account/MCP key prerequisite, but says nothing about pagination, result size, or what an empty response means.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.