Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare destructiveHint=true, idempotentHint=true, and readOnlyHint=false, so the safety profile is covered. The description earns credit for disclosing a concrete side effect beyond annotations: the asset's net book value and remaining life revert to their pre-betterment state, plus the auth scope required.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.