Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations declare non-read-only, non-destructive, non-idempotent, closed-world behavior, and the description adds the mandatory authorization scope, which annotations do not cover. It still says nothing about side effects such as duplicate names or what happens on scope failure.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.