Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare non-read-only, non-idempotent, non-destructive, non-open-world behavior, so the safety profile is covered. The description usefully adds the required 'project_comments:write' scope, which annotations do not convey, but says nothing about threading semantics, validation failures, or what happens to the returned comment.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.