Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, closed-world), so the description's job is to add something else — and it does, by disclosing that entries are documentation-checked only and nothing was installed or audited. That trust caveat materially affects how an agent should present the result and is not derivable from structured fields.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.