Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The description discloses meaningful behavioral outcomes beyond the annotations: it consumes as much balance as needed, fully covered orders complete immediately with status paid, and partial coverage returns a payment_url. This gives the agent a clear model of the tool's side effects and conditional behavior.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.