Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden. It does disclose the return payload shape (text, result, validity, code) and the important side effect that include_file=true embeds a base64 PDF, which implies payload size cost. It does not say what happens if no document exists for the item, nor any auth/permission requirements.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.