Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish read-only, idempotent, non-destructive and closed-world, so the description is not carrying the safety burden. It adds real context beyond them: a fixed, small result set of 33 rows with named fields, explicit units (R$ bilhões, milhões) and the 'último ano disponível' qualifier on the growth figure.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.