Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/idempotent/non-destructive, so the burden is lower; the description goes further by disclosing the scoring model's inputs, the evidence[]/coverage[] output structure, and the conditional nature of the internal predictor. It does not state latency, rate limits, or behavior when data is missing beyond coverage[], keeping it shy of a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.