Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare the tool as read-only, idempotent, non-destructive, and closed-world, so the safety profile is covered. The description adds useful behavioral context beyond annotations: it is a frozen monthly edition, fragile rows yield only the central count, and prices are asking prices rather than closing prices.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.