Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare a safe, non-destructive, closed-world read, so that burden is lifted. The description adds genuine behavioral context: it is a pure estimator that does not presume account data or interpret individual employment links, and it discloses the returned components (INSS, IRRF, transporte, fontes, premissas). It doesn't cover rounding, tax-table year, or precision caveats.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.