Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint=false, so the safety profile is covered. The description adds a genuinely non-obvious behavioral fact — owners can see their own listing even when pending or hidden — which is authorization context the annotations cannot express, though it is stated tersely and without saying what non-owners receive.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.