Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, closed-world, non-destructive), so the bar is lower. The description still adds useful behavior: results are ranked by relevance, capped by 'limit', and each hit carries summary/tags/next-slug fields. It does not discuss empty-result or no-match behavior, keeping it just short of a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.