Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden. It discloses that it lists unsettled markets and that passing judge filters results, implying a read operation. However, it doesn't explicitly state side effects, authentication requirements beyond the judge parameter, or any rate limits. It's adequate but not rich.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.