Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the burden of behavioral disclosure. It does reveal that it returns exactly 10 suburbs and that it uses a similarity model, which is meaningful. However, it doesn't clarify input requirements, sort order, or any edge-case behavior, leaving some important gaps.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.