Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description bears the full burden of behavioral disclosure. It only mentions the return type (GeoJSON FeatureCollection) and the intersecting predicate, but does not disclose that this is a read-only operation, potential permissions, rate limits, or the effect of the geojson parameter (though the schema covers that). The description adds minimal behavioral context beyond the schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.