Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the full burden of behavioural disclosure. It does state useful behaviours: distance is in kilometres and results are ordered closest first. However, it does not mention how many neighbours are returned, whether the input suburb is excluded, what distance metric is used, or how errors like an unknown suburb are handled.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.