Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the behavioral disclosure burden. It does disclose the score scale, percentile, tier, and component breakdown, which helps set expectations. However, it does not mention what happens for invalid or unknown suburb names, data availability, or whether this is purely a read operation.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.