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Microburbs Australian Property Data

Property · Risks — bundle

properties_risks_all
Read-onlyIdempotent

Shown in the property report as its 'Risks' section.

Every property-level risk overlay in one call. Flat 30¢ — may grow without increasing the bundle price as new overlays are added.

A null overlay means nothing of that layer lies within 1 km, or we do not hold the layer for that state: historical floods are held for Victoria only, landslide for NSW only, and the flood and bushfire layers are patchy outside NSW, VIC, QLD and WA. Do not read null as an all-clear for those.

With ?geojson=true each risk that has a polygon overlay also carries its 1km-radius-clipped geojson FeatureCollection + geojson_meta.

Price: 48¢ per call.

Tool call template

Replace each placeholder with a value matching the input schema. Only required parameters are included; add optional parameters as needed.

{
  "id": 1,
  "jsonrpc": "2.0",
  "method": "tools/call",
  "params": {
    "arguments": {
      "gnaf_id": "<gnaf_id>"
    },
    "name": "properties_risks_all"
  }
}

Input Schema

NameRequiredDescriptionDefault
geojsonNoWhen true, add a `geojson` FeatureCollection of the hazard polygons clipped to a 1km-radius circle around the property, plus `geojson_meta` (default false — response unchanged).
gnaf_idYes

Schema Changelog

Changes observed during successful MCP inspections.

  1. Changed1 schema field changed
    • changedOutput schema / (root)
      Previous value: -{
      -  "properties": {
      -    "available": {
      -      "anyOf": [
      -        {
      -          "type": "boolean"
      -        },
      -        {
      -          "type": "null"
      -        }
      -      ],
      -      "description": "`false` on no-data responses. Omitted on success — branch on `data !== null` if you want a single discriminator.",
      -      "title": "Available"
      -    },
      -    "data": {
      -      "anyOf": [
      -        {
      -          "description": "Every property-level risk overlay in one call.\n\nOne failing helper doesn't kill the bundle — nulls pass through.\nCustomer is still billed the full bundle price; check each field\nfor null + use X-Request-Id for any support follow-up.",
      -          "properties": {
      -            "bushfire": {
      -              "anyOf": [
      -                {
      -                  "items": {
      -                    "additionalProperties": true,
      -                    "description": "One hazard overlay found near the property.\n\n**A record means the hazard exists within 1 km — read `on_property` to\nlearn whether it covers the property itself.** Every overlay is searched\ninside a 1 km circle around the address point, so the presence of a\nrecord on its own says only *there is mapped hazard land in this\nneighbourhood*. Most records are proximity hits: the property is not in\nthe zone. Never render \"a bushfire record came back\" as \"this property\nis bushfire-prone\" — check `on_property` first, and quote\n`nearest_distance_m` when it is false.\n\n`on_property` is tested against the address point (the geocoded location\nof the dwelling), not a surveyed parcel boundary, so a zone whose edge\nruns through the block can read false while still clipping the land. It\nis a strong indication, not a statutory answer: nothing here substitutes\nfor a planning certificate.",
      -                    "example": {
      -                      "area_level": "Layer",
      -                      "area_name": "Risk Layer",
      -                      "features_within_radius": 25,
      -                      "name": "Fire",
      -                      "nearest_distance_m": 0,
      -                      "on_property": true,
      -                      "search_radius_m": 1000,
      -                      "value": "On property"
      -                    },
      -                    "properties": {
      -                      "area_level": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Constant `'Layer'` on property risks — a placeholder marking these as map-layer hits rather than statistics for a suburb or region. It is not a geographic level and carries no information; the suburb risk endpoints use this slot for a real one.",
      -                        "title": "Area Level"
      -                      },
      -                      "area_name": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Constant `'Risk Layer'` on property risks. Like `area_level`, a placeholder that keeps the row shape consistent with area-based responses — not the name of any actual area, and not the name of the hazard (that is `name`).",
      -                        "title": "Area Name"
      -                      },
      -                      "features_within_radius": {
      -                        "anyOf": [
      -                          {
      -                            "type": "integer"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "How many features of this overlay fall inside `search_radius_m`. Separates 'one stray polygon clips the corner of the neighbourhood' from 'the whole area is mapped'. Absent on public-housing records, where each record already is one Census area.",
      -                        "title": "Features Within Radius"
      -                      },
      -                      "geojson": {
      -                        "anyOf": [
      -                          {
      -                            "additionalProperties": true,
      -                            "type": "object"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "GeoJSON FeatureCollection of the hazard polygons for this overlay, ST_Intersection-clipped to a 1km-radius circle around the property and simplified for browser use. Present only when the request passes `?geojson=true`; absent (and the response byte-identical to before) otherwise.",
      -                        "title": "Geojson"
      -                      },
      -                      "geojson_meta": {
      -                        "anyOf": [
      -                          {
      -                            "additionalProperties": true,
      -                            "type": "object"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Clip / simplify / truncation metadata for `geojson` (clip_method='1km_radius', radius_m, simplify tolerance, coordinate precision, feature/byte caps, and whether the size cap truncated the output). Present only with `?geojson=true`.",
      -                        "title": "Geojson Meta"
      -                      },
      -                      "name": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Which hazard this record is about — a fixed label per overlay, e.g. 'Fire', 'Flood', 'Historically Flooded', 'Landslide', 'Erosion', 'Heritage', 'Environment', 'HV Power Line', 'Mobile Black Spot', 'Public Housing'. Suitable for display as-is.",
      -                        "title": "Name"
      -                      },
      -                      "nearest_distance_m": {
      -                        "anyOf": [
      -                          {
      -                            "type": "number"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Metres from the property's address point to the nearest feature of this overlay, measured geodesically and reported to the whole metre. `0.0` exactly when `on_property` is true. When `on_property` is false this is how far away the hazard really is — a heritage record at 174 m and one at 950 m are both 'found', and only this field separates them. On public-housing records it is the distance to that record's Census area. Accurate to about 2% and biased very slightly long (it never under-reports the gap); at close range the error is sub-metre.",
      -                        "title": "Nearest Distance M"
      -                      },
      -                      "on_property": {
      -                        "anyOf": [
      -                          {
      -                            "type": "boolean"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "**Whether the hazard actually covers this property**, as opposed to merely existing nearby. True when a feature of this overlay contains the property's address point. This is the field to gate any 'this property is in a flood/bushfire/heritage zone' statement on — record presence alone only means 'found within `search_radius_m`'.\n\nTwo overlays are line/point data rather than zones — HV power lines (`'HV Power Line'`) and mobile black spots (`'Mobile Black Spot'`) — and for those `on_property` is false for every property by construction; `nearest_distance_m` is the signal there. On public-housing records it marks the one Census area the property actually sits in.",
      -                        "title": "On Property"
      -                      },
      -                      "search_radius_m": {
      -                        "anyOf": [
      -                          {
      -                            "type": "integer"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "The radius searched around the property, in metres (1000). Any record you receive was found inside this circle; anything beyond it was not looked for. Present so the presence rule is explicit rather than folklore.",
      -                        "title": "Search Radius M"
      -                      },
      -                      "value": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "number"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "A display string summarising this record. On hazard overlays (fire, flood, landslide, erosion, heritage, environment, power lines, black spots) it states the containment result in words — `'On property'`, or `'Not on property; nearest 174 m away'`. It is prose for humans: parse `on_property` and `nearest_distance_m` instead. On public-housing records it is instead a preformatted percentage such as `'3.4%'` (see `value_unit`). Do not parse it as a number without checking `value_unit` first.",
      -                        "title": "Value"
      -                      },
      -                      "value_unit": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "What `value` is measured in, and the flag for whether it is a number at all. Null on hazard overlays, whose `value` is the containment sentence. `'Properties Proportion'` on public-housing records, meaning `value` is the share of dwellings in a nearby small Census area that are public housing, written as a percentage string. Public housing can return several records — one per nearby Census area that clears a minimum share — so expect a list, not a single figure.",
      -                        "title": "Value Unit"
      -                      }
      -                    },
      -                    "title": "RiskRecord",
      -                    "type": "object"
      -                  },
      -                  "type": "array"
      -                },
      -                {
      -                  "type": "null"
      -                }
      -              ],
      -              "example": [
      -                {
      -                  "area_level": "Layer",
      -                  "area_name": "Risk Layer",
      -                  "features_within_radius": 25,
      -                  "name": "Fire",
      -                  "nearest_distance_m": 0,
      -                  "on_property": true,
      -                  "search_radius_m": 1000,
      -                  "value": "On property"
      -                }
      -              ],
      -              "title": "Bushfire"
      -            },
      -            "environment": {
      -              "anyOf": [
      -                {
      -                  "items": {
      -                    "additionalProperties": true,
      -                    "description": "One hazard overlay found near the property.\n\n**A record means the hazard exists within 1 km — read `on_property` to\nlearn whether it covers the property itself.** Every overlay is searched\ninside a 1 km circle around the address point, so the presence of a\nrecord on its own says only *there is mapped hazard land in this\nneighbourhood*. Most records are proximity hits: the property is not in\nthe zone. Never render \"a bushfire record came back\" as \"this property\nis bushfire-prone\" — check `on_property` first, and quote\n`nearest_distance_m` when it is false.\n\n`on_property` is tested against the address point (the geocoded location\nof the dwelling), not a surveyed parcel boundary, so a zone whose edge\nruns through the block can read false while still clipping the land. It\nis a strong indication, not a statutory answer: nothing here substitutes\nfor a planning certificate.",
      -                    "example": {
      -                      "area_level": "Layer",
      -                      "area_name": "Risk Layer",
      -                      "features_within_radius": 25,
      -                      "name": "Fire",
      -                      "nearest_distance_m": 0,
      -                      "on_property": true,
      -                      "search_radius_m": 1000,
      -                      "value": "On property"
      -                    },
      -                    "properties": {
      -                      "area_level": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Constant `'Layer'` on property risks — a placeholder marking these as map-layer hits rather than statistics for a suburb or region. It is not a geographic level and carries no information; the suburb risk endpoints use this slot for a real one.",
      -                        "title": "Area Level"
      -                      },
      -                      "area_name": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Constant `'Risk Layer'` on property risks. Like `area_level`, a placeholder that keeps the row shape consistent with area-based responses — not the name of any actual area, and not the name of the hazard (that is `name`).",
      -                        "title": "Area Name"
      -                      },
      -                      "features_within_radius": {
      -                        "anyOf": [
      -                          {
      -                            "type": "integer"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "How many features of this overlay fall inside `search_radius_m`. Separates 'one stray polygon clips the corner of the neighbourhood' from 'the whole area is mapped'. Absent on public-housing records, where each record already is one Census area.",
      -                        "title": "Features Within Radius"
      -                      },
      -                      "geojson": {
      -                        "anyOf": [
      -                          {
      -                            "additionalProperties": true,
      -                            "type": "object"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "GeoJSON FeatureCollection of the hazard polygons for this overlay, ST_Intersection-clipped to a 1km-radius circle around the property and simplified for browser use. Present only when the request passes `?geojson=true`; absent (and the response byte-identical to before) otherwise.",
      -                        "title": "Geojson"
      -                      },
      -                      "geojson_meta": {
      -                        "anyOf": [
      -                          {
      -                            "additionalProperties": true,
      -                            "type": "object"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Clip / simplify / truncation metadata for `geojson` (clip_method='1km_radius', radius_m, simplify tolerance, coordinate precision, feature/byte caps, and whether the size cap truncated the output). Present only with `?geojson=true`.",
      -                        "title": "Geojson Meta"
      -                      },
      -                      "name": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Which hazard this record is about — a fixed label per overlay, e.g. 'Fire', 'Flood', 'Historically Flooded', 'Landslide', 'Erosion', 'Heritage', 'Environment', 'HV Power Line', 'Mobile Black Spot', 'Public Housing'. Suitable for display as-is.",
      -                        "title": "Name"
      -                      },
      -                      "nearest_distance_m": {
      -                        "anyOf": [
      -                          {
      -                            "type": "number"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Metres from the property's address point to the nearest feature of this overlay, measured geodesically and reported to the whole metre. `0.0` exactly when `on_property` is true. When `on_property` is false this is how far away the hazard really is — a heritage record at 174 m and one at 950 m are both 'found', and only this field separates them. On public-housing records it is the distance to that record's Census area. Accurate to about 2% and biased very slightly long (it never under-reports the gap); at close range the error is sub-metre.",
      -                        "title": "Nearest Distance M"
      -                      },
      -                      "on_property": {
      -                        "anyOf": [
      -                          {
      -                            "type": "boolean"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "**Whether the hazard actually covers this property**, as opposed to merely existing nearby. True when a feature of this overlay contains the property's address point. This is the field to gate any 'this property is in a flood/bushfire/heritage zone' statement on — record presence alone only means 'found within `search_radius_m`'.\n\nTwo overlays are line/point data rather than zones — HV power lines (`'HV Power Line'`) and mobile black spots (`'Mobile Black Spot'`) — and for those `on_property` is false for every property by construction; `nearest_distance_m` is the signal there. On public-housing records it marks the one Census area the property actually sits in.",
      -                        "title": "On Property"
      -                      },
      -                      "search_radius_m": {
      -                        "anyOf": [
      -                          {
      -                            "type": "integer"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "The radius searched around the property, in metres (1000). Any record you receive was found inside this circle; anything beyond it was not looked for. Present so the presence rule is explicit rather than folklore.",
      -                        "title": "Search Radius M"
      -                      },
      -                      "value": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "number"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "A display string summarising this record. On hazard overlays (fire, flood, landslide, erosion, heritage, environment, power lines, black spots) it states the containment result in words — `'On property'`, or `'Not on property; nearest 174 m away'`. It is prose for humans: parse `on_property` and `nearest_distance_m` instead. On public-housing records it is instead a preformatted percentage such as `'3.4%'` (see `value_unit`). Do not parse it as a number without checking `value_unit` first.",
      -                        "title": "Value"
      -                      },
      -                      "value_unit": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "What `value` is measured in, and the flag for whether it is a number at all. Null on hazard overlays, whose `value` is the containment sentence. `'Properties Proportion'` on public-housing records, meaning `value` is the share of dwellings in a nearby small Census area that are public housing, written as a percentage string. Public housing can return several records — one per nearby Census area that clears a minimum share — so expect a list, not a single figure.",
      -                        "title": "Value Unit"
      -                      }
      -                    },
      -                    "title": "RiskRecord",
      -                    "type": "object"
      -                  },
      -                  "type": "array"
      -                },
      -                {
      -                  "type": "null"
      -                }
      -              ],
      -              "example": [
      -                {
      -                  "area_level": "Layer",
      -                  "area_name": "Risk Layer",
      -                  "features_within_radius": 3,
      -                  "name": "Environment",
      -                  "nearest_distance_m": 640,
      -                  "on_property": false,
      -                  "search_radius_m": 1000,
      -                  "value": "Not on property; nearest 640 m away"
      -                }
      -              ],
      -              "title": "Environment"
      -            },
      -            "erosion": {
      -              "anyOf": [
      -                {
      -                  "items": {
      -                    "additionalProperties": true,
      -                    "description": "One hazard overlay found near the property.\n\n**A record means the hazard exists within 1 km — read `on_property` to\nlearn whether it covers the property itself.** Every overlay is searched\ninside a 1 km circle around the address point, so the presence of a\nrecord on its own says only *there is mapped hazard land in this\nneighbourhood*. Most records are proximity hits: the property is not in\nthe zone. Never render \"a bushfire record came back\" as \"this property\nis bushfire-prone\" — check `on_property` first, and quote\n`nearest_distance_m` when it is false.\n\n`on_property` is tested against the address point (the geocoded location\nof the dwelling), not a surveyed parcel boundary, so a zone whose edge\nruns through the block can read false while still clipping the land. It\nis a strong indication, not a statutory answer: nothing here substitutes\nfor a planning certificate.",
      -                    "example": {
      -                      "area_level": "Layer",
      -                      "area_name": "Risk Layer",
      -                      "features_within_radius": 25,
      -                      "name": "Fire",
      -                      "nearest_distance_m": 0,
      -                      "on_property": true,
      -                      "search_radius_m": 1000,
      -                      "value": "On property"
      -                    },
      -                    "properties": {
      -                      "area_level": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Constant `'Layer'` on property risks — a placeholder marking these as map-layer hits rather than statistics for a suburb or region. It is not a geographic level and carries no information; the suburb risk endpoints use this slot for a real one.",
      -                        "title": "Area Level"
      -                      },
      -                      "area_name": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Constant `'Risk Layer'` on property risks. Like `area_level`, a placeholder that keeps the row shape consistent with area-based responses — not the name of any actual area, and not the name of the hazard (that is `name`).",
      -                        "title": "Area Name"
      -                      },
      -                      "features_within_radius": {
      -                        "anyOf": [
      -                          {
      -                            "type": "integer"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "How many features of this overlay fall inside `search_radius_m`. Separates 'one stray polygon clips the corner of the neighbourhood' from 'the whole area is mapped'. Absent on public-housing records, where each record already is one Census area.",
      -                        "title": "Features Within Radius"
      -                      },
      -                      "geojson": {
      -                        "anyOf": [
      -                          {
      -                            "additionalProperties": true,
      -                            "type": "object"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "GeoJSON FeatureCollection of the hazard polygons for this overlay, ST_Intersection-clipped to a 1km-radius circle around the property and simplified for browser use. Present only when the request passes `?geojson=true`; absent (and the response byte-identical to before) otherwise.",
      -                        "title": "Geojson"
      -                      },
      -                      "geojson_meta": {
      -                        "anyOf": [
      -                          {
      -                            "additionalProperties": true,
      -                            "type": "object"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Clip / simplify / truncation metadata for `geojson` (clip_method='1km_radius', radius_m, simplify tolerance, coordinate precision, feature/byte caps, and whether the size cap truncated the output). Present only with `?geojson=true`.",
      -                        "title": "Geojson Meta"
      -                      },
      -                      "name": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Which hazard this record is about — a fixed label per overlay, e.g. 'Fire', 'Flood', 'Historically Flooded', 'Landslide', 'Erosion', 'Heritage', 'Environment', 'HV Power Line', 'Mobile Black Spot', 'Public Housing'. Suitable for display as-is.",
      -                        "title": "Name"
      -                      },
      -                      "nearest_distance_m": {
      -                        "anyOf": [
      -                          {
      -                            "type": "number"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Metres from the property's address point to the nearest feature of this overlay, measured geodesically and reported to the whole metre. `0.0` exactly when `on_property` is true. When `on_property` is false this is how far away the hazard really is — a heritage record at 174 m and one at 950 m are both 'found', and only this field separates them. On public-housing records it is the distance to that record's Census area. Accurate to about 2% and biased very slightly long (it never under-reports the gap); at close range the error is sub-metre.",
      -                        "title": "Nearest Distance M"
      -                      },
      -                      "on_property": {
      -                        "anyOf": [
      -                          {
      -                            "type": "boolean"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "**Whether the hazard actually covers this property**, as opposed to merely existing nearby. True when a feature of this overlay contains the property's address point. This is the field to gate any 'this property is in a flood/bushfire/heritage zone' statement on — record presence alone only means 'found within `search_radius_m`'.\n\nTwo overlays are line/point data rather than zones — HV power lines (`'HV Power Line'`) and mobile black spots (`'Mobile Black Spot'`) — and for those `on_property` is false for every property by construction; `nearest_distance_m` is the signal there. On public-housing records it marks the one Census area the property actually sits in.",
      -                        "title": "On Property"
      -                      },
      -                      "search_radius_m": {
      -                        "anyOf": [
      -                          {
      -                            "type": "integer"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "The radius searched around the property, in metres (1000). Any record you receive was found inside this circle; anything beyond it was not looked for. Present so the presence rule is explicit rather than folklore.",
      -                        "title": "Search Radius M"
      -                      },
      -                      "value": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "number"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "A display string summarising this record. On hazard overlays (fire, flood, landslide, erosion, heritage, environment, power lines, black spots) it states the containment result in words — `'On property'`, or `'Not on property; nearest 174 m away'`. It is prose for humans: parse `on_property` and `nearest_distance_m` instead. On public-housing records it is instead a preformatted percentage such as `'3.4%'` (see `value_unit`). Do not parse it as a number without checking `value_unit` first.",
      -                        "title": "Value"
      -                      },
      -                      "value_unit": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "What `value` is measured in, and the flag for whether it is a number at all. Null on hazard overlays, whose `value` is the containment sentence. `'Properties Proportion'` on public-housing records, meaning `value` is the share of dwellings in a nearby small Census area that are public housing, written as a percentage string. Public housing can return several records — one per nearby Census area that clears a minimum share — so expect a list, not a single figure.",
      -                        "title": "Value Unit"
      -                      }
      -                    },
      -                    "title": "RiskRecord",
      -                    "type": "object"
      -                  },
      -                  "type": "array"
      -                },
      -                {
      -                  "type": "null"
      -                }
      -              ],
      -              "example": [
      -                {
      -                  "area_level": "Layer",
      -                  "area_name": "Risk Layer",
      -                  "features_within_radius": 4,
      -                  "name": "Erosion",
      -                  "nearest_distance_m": 245,
      -                  "on_property": false,
      -                  "search_radius_m": 1000,
      -                  "value": "Not on property; nearest 245 m away"
      -                }
      -              ],
      -              "title": "Erosion"
      -            },
      -            "flood": {
      -              "anyOf": [
      -                {
      -                  "items": {
      -                    "additionalProperties": true,
      -                    "description": "One hazard overlay found near the property.\n\n**A record means the hazard exists within 1 km — read `on_property` to\nlearn whether it covers the property itself.** Every overlay is searched\ninside a 1 km circle around the address point, so the presence of a\nrecord on its own says only *there is mapped hazard land in this\nneighbourhood*. Most records are proximity hits: the property is not in\nthe zone. Never render \"a bushfire record came back\" as \"this property\nis bushfire-prone\" — check `on_property` first, and quote\n`nearest_distance_m` when it is false.\n\n`on_property` is tested against the address point (the geocoded location\nof the dwelling), not a surveyed parcel boundary, so a zone whose edge\nruns through the block can read false while still clipping the land. It\nis a strong indication, not a statutory answer: nothing here substitutes\nfor a planning certificate.",
      -                    "example": {
      -                      "area_level": "Layer",
      -                      "area_name": "Risk Layer",
      -                      "features_within_radius": 25,
      -                      "name": "Fire",
      -                      "nearest_distance_m": 0,
      -                      "on_property": true,
      -                      "search_radius_m": 1000,
      -                      "value": "On property"
      -                    },
      -                    "properties": {
      -                      "area_level": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Constant `'Layer'` on property risks — a placeholder marking these as map-layer hits rather than statistics for a suburb or region. It is not a geographic level and carries no information; the suburb risk endpoints use this slot for a real one.",
      -                        "title": "Area Level"
      -                      },
      -                      "area_name": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Constant `'Risk Layer'` on property risks. Like `area_level`, a placeholder that keeps the row shape consistent with area-based responses — not the name of any actual area, and not the name of the hazard (that is `name`).",
      -                        "title": "Area Name"
      -                      },
      -                      "features_within_radius": {
      -                        "anyOf": [
      -                          {
      -                            "type": "integer"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "How many features of this overlay fall inside `search_radius_m`. Separates 'one stray polygon clips the corner of the neighbourhood' from 'the whole area is mapped'. Absent on public-housing records, where each record already is one Census area.",
      -                        "title": "Features Within Radius"
      -                      },
      -                      "geojson": {
      -                        "anyOf": [
      -                          {
      -                            "additionalProperties": true,
      -                            "type": "object"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "GeoJSON FeatureCollection of the hazard polygons for this overlay, ST_Intersection-clipped to a 1km-radius circle around the property and simplified for browser use. Present only when the request passes `?geojson=true`; absent (and the response byte-identical to before) otherwise.",
      -                        "title": "Geojson"
      -                      },
      -                      "geojson_meta": {
      -                        "anyOf": [
      -                          {
      -                            "additionalProperties": true,
      -                            "type": "object"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Clip / simplify / truncation metadata for `geojson` (clip_method='1km_radius', radius_m, simplify tolerance, coordinate precision, feature/byte caps, and whether the size cap truncated the output). Present only with `?geojson=true`.",
      -                        "title": "Geojson Meta"
      -                      },
      -                      "name": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Which hazard this record is about — a fixed label per overlay, e.g. 'Fire', 'Flood', 'Historically Flooded', 'Landslide', 'Erosion', 'Heritage', 'Environment', 'HV Power Line', 'Mobile Black Spot', 'Public Housing'. Suitable for display as-is.",
      -                        "title": "Name"
      -                      },
      -                      "nearest_distance_m": {
      -                        "anyOf": [
      -                          {
      -                            "type": "number"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Metres from the property's address point to the nearest feature of this overlay, measured geodesically and reported to the whole metre. `0.0` exactly when `on_property` is true. When `on_property` is false this is how far away the hazard really is — a heritage record at 174 m and one at 950 m are both 'found', and only this field separates them. On public-housing records it is the distance to that record's Census area. Accurate to about 2% and biased very slightly long (it never under-reports the gap); at close range the error is sub-metre.",
      -                        "title": "Nearest Distance M"
      -                      },
      -                      "on_property": {
      -                        "anyOf": [
      -                          {
      -                            "type": "boolean"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "**Whether the hazard actually covers this property**, as opposed to merely existing nearby. True when a feature of this overlay contains the property's address point. This is the field to gate any 'this property is in a flood/bushfire/heritage zone' statement on — record presence alone only means 'found within `search_radius_m`'.\n\nTwo overlays are line/point data rather than zones — HV power lines (`'HV Power Line'`) and mobile black spots (`'Mobile Black Spot'`) — and for those `on_property` is false for every property by construction; `nearest_distance_m` is the signal there. On public-housing records it marks the one Census area the property actually sits in.",
      -                        "title": "On Property"
      -                      },
      -                      "search_radius_m": {
      -                        "anyOf": [
      -                          {
      -                            "type": "integer"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "The radius searched around the property, in metres (1000). Any record you receive was found inside this circle; anything beyond it was not looked for. Present so the presence rule is explicit rather than folklore.",
      -                        "title": "Search Radius M"
      -                      },
      -                      "value": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "number"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "A display string summarising this record. On hazard overlays (fire, flood, landslide, erosion, heritage, environment, power lines, black spots) it states the containment result in words — `'On property'`, or `'Not on property; nearest 174 m away'`. It is prose for humans: parse `on_property` and `nearest_distance_m` instead. On public-housing records it is instead a preformatted percentage such as `'3.4%'` (see `value_unit`). Do not parse it as a number without checking `value_unit` first.",
      -                        "title": "Value"
      -                      },
      -                      "value_unit": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "What `value` is measured in, and the flag for whether it is a number at all. Null on hazard overlays, whose `value` is the containment sentence. `'Properties Proportion'` on public-housing records, meaning `value` is the share of dwellings in a nearby small Census area that are public housing, written as a percentage string. Public housing can return several records — one per nearby Census area that clears a minimum share — so expect a list, not a single figure.",
      -                        "title": "Value Unit"
      -                      }
      -                    },
      -                    "title": "RiskRecord",
      -                    "type": "object"
      -                  },
      -                  "type": "array"
      -                },
      -                {
      -                  "type": "null"
      -                }
      -              ],
      -              "example": [
      -                {
      -                  "area_level": "Layer",
      -                  "area_name": "Risk Layer",
      -                  "features_within_radius": 9,
      -                  "name": "Flood",
      -                  "nearest_distance_m": 257,
      -                  "on_property": false,
      -                  "search_radius_m": 1000,
      -                  "value": "Not on property; nearest 257 m away"
      -                }
      -              ],
      -              "title": "Flood"
      -            },
      -            "heritage": {
      -              "anyOf": [
      -                {
      -                  "items": {
      -                    "additionalProperties": true,
      -                    "description": "One hazard overlay found near the property.\n\n**A record means the hazard exists within 1 km — read `on_property` to\nlearn whether it covers the property itself.** Every overlay is searched\ninside a 1 km circle around the address point, so the presence of a\nrecord on its own says only *there is mapped hazard land in this\nneighbourhood*. Most records are proximity hits: the property is not in\nthe zone. Never render \"a bushfire record came back\" as \"this property\nis bushfire-prone\" — check `on_property` first, and quote\n`nearest_distance_m` when it is false.\n\n`on_property` is tested against the address point (the geocoded location\nof the dwelling), not a surveyed parcel boundary, so a zone whose edge\nruns through the block can read false while still clipping the land. It\nis a strong indication, not a statutory answer: nothing here substitutes\nfor a planning certificate.",
      -                    "example": {
      -                      "area_level": "Layer",
      -                      "area_name": "Risk Layer",
      -                      "features_within_radius": 25,
      -                      "name": "Fire",
      -                      "nearest_distance_m": 0,
      -                      "on_property": true,
      -                      "search_radius_m": 1000,
      -                      "value": "On property"
      -                    },
      -                    "properties": {
      -                      "area_level": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Constant `'Layer'` on property risks — a placeholder marking these as map-layer hits rather than statistics for a suburb or region. It is not a geographic level and carries no information; the suburb risk endpoints use this slot for a real one.",
      -                        "title": "Area Level"
      -                      },
      -                      "area_name": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Constant `'Risk Layer'` on property risks. Like `area_level`, a placeholder that keeps the row shape consistent with area-based responses — not the name of any actual area, and not the name of the hazard (that is `name`).",
      -                        "title": "Area Name"
      -                      },
      -                      "features_within_radius": {
      -                        "anyOf": [
      -                          {
      -                            "type": "integer"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "How many features of this overlay fall inside `search_radius_m`. Separates 'one stray polygon clips the corner of the neighbourhood' from 'the whole area is mapped'. Absent on public-housing records, where each record already is one Census area.",
      -                        "title": "Features Within Radius"
      -                      },
      -                      "geojson": {
      -                        "anyOf": [
      -                          {
      -                            "additionalProperties": true,
      -                            "type": "object"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "GeoJSON FeatureCollection of the hazard polygons for this overlay, ST_Intersection-clipped to a 1km-radius circle around the property and simplified for browser use. Present only when the request passes `?geojson=true`; absent (and the response byte-identical to before) otherwise.",
      -                        "title": "Geojson"
      -                      },
      -                      "geojson_meta": {
      -                        "anyOf": [
      -                          {
      -                            "additionalProperties": true,
      -                            "type": "object"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Clip / simplify / truncation metadata for `geojson` (clip_method='1km_radius', radius_m, simplify tolerance, coordinate precision, feature/byte caps, and whether the size cap truncated the output). Present only with `?geojson=true`.",
      -                        "title": "Geojson Meta"
      -                      },
      -                      "name": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Which hazard this record is about — a fixed label per overlay, e.g. 'Fire', 'Flood', 'Historically Flooded', 'Landslide', 'Erosion', 'Heritage', 'Environment', 'HV Power Line', 'Mobile Black Spot', 'Public Housing'. Suitable for display as-is.",
      -                        "title": "Name"
      -                      },
      -                      "nearest_distance_m": {
      -                        "anyOf": [
      -                          {
      -                            "type": "number"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Metres from the property's address point to the nearest feature of this overlay, measured geodesically and reported to the whole metre. `0.0` exactly when `on_property` is true. When `on_property` is false this is how far away the hazard really is — a heritage record at 174 m and one at 950 m are both 'found', and only this field separates them. On public-housing records it is the distance to that record's Census area. Accurate to about 2% and biased very slightly long (it never under-reports the gap); at close range the error is sub-metre.",
      -                        "title": "Nearest Distance M"
      -                      },
      -                      "on_property": {
      -                        "anyOf": [
      -                          {
      -                            "type": "boolean"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "**Whether the hazard actually covers this property**, as opposed to merely existing nearby. True when a feature of this overlay contains the property's address point. This is the field to gate any 'this property is in a flood/bushfire/heritage zone' statement on — record presence alone only means 'found within `search_radius_m`'.\n\nTwo overlays are line/point data rather than zones — HV power lines (`'HV Power Line'`) and mobile black spots (`'Mobile Black Spot'`) — and for those `on_property` is false for every property by construction; `nearest_distance_m` is the signal there. On public-housing records it marks the one Census area the property actually sits in.",
      -                        "title": "On Property"
      -                      },
      -                      "search_radius_m": {
      -                        "anyOf": [
      -                          {
      -                            "type": "integer"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "The radius searched around the property, in metres (1000). Any record you receive was found inside this circle; anything beyond it was not looked for. Present so the presence rule is explicit rather than folklore.",
      -                        "title": "Search Radius M"
      -                      },
      -                      "value": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "number"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "A display string summarising this record. On hazard overlays (fire, flood, landslide, erosion, heritage, environment, power lines, black spots) it states the containment result in words — `'On property'`, or `'Not on property; nearest 174 m away'`. It is prose for humans: parse `on_property` and `nearest_distance_m` instead. On public-housing records it is instead a preformatted percentage such as `'3.4%'` (see `value_unit`). Do not parse it as a number without checking `value_unit` first.",
      -                        "title": "Value"
      -                      },
      -                      "value_unit": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "What `value` is measured in, and the flag for whether it is a number at all. Null on hazard overlays, whose `value` is the containment sentence. `'Properties Proportion'` on public-housing records, meaning `value` is the share of dwellings in a nearby small Census area that are public housing, written as a percentage string. Public housing can return several records — one per nearby Census area that clears a minimum share — so expect a list, not a single figure.",
      -                        "title": "Value Unit"
      -                      }
      -                    },
      -                    "title": "RiskRecord",
      -                    "type": "object"
      -                  },
      -                  "type": "array"
      -                },
      -                {
      -                  "type": "null"
      -                }
      -              ],
      -              "example": [
      -                {
      -                  "area_level": "Layer",
      -                  "area_name": "Risk Layer",
      -                  "features_within_radius": 8,
      -                  "name": "Heritage",
      -                  "nearest_distance_m": 174,
      -                  "on_property": false,
      -                  "search_radius_m": 1000,
      -                  "value": "Not on property; nearest 174 m away"
      -                }
      -              ],
      -              "title": "Heritage"
      -            },
      -            "historical_flood": {
      -              "anyOf": [
      -                {
      -                  "items": {
      -                    "additionalProperties": true,
      -                    "description": "One hazard overlay found near the property.\n\n**A record means the hazard exists within 1 km — read `on_property` to\nlearn whether it covers the property itself.** Every overlay is searched\ninside a 1 km circle around the address point, so the presence of a\nrecord on its own says only *there is mapped hazard land in this\nneighbourhood*. Most records are proximity hits: the property is not in\nthe zone. Never render \"a bushfire record came back\" as \"this property\nis bushfire-prone\" — check `on_property` first, and quote\n`nearest_distance_m` when it is false.\n\n`on_property` is tested against the address point (the geocoded location\nof the dwelling), not a surveyed parcel boundary, so a zone whose edge\nruns through the block can read false while still clipping the land. It\nis a strong indication, not a statutory answer: nothing here substitutes\nfor a planning certificate.",
      -                    "example": {
      -                      "area_level": "Layer",
      -                      "area_name": "Risk Layer",
      -                      "features_within_radius": 25,
      -                      "name": "Fire",
      -                      "nearest_distance_m": 0,
      -                      "on_property": true,
      -                      "search_radius_m": 1000,
      -                      "value": "On property"
      -                    },
      -                    "properties": {
      -                      "area_level": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Constant `'Layer'` on property risks — a placeholder marking these as map-layer hits rather than statistics for a suburb or region. It is not a geographic level and carries no information; the suburb risk endpoints use this slot for a real one.",
      -                        "title": "Area Level"
      -                      },
      -                      "area_name": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Constant `'Risk Layer'` on property risks. Like `area_level`, a placeholder that keeps the row shape consistent with area-based responses — not the name of any actual area, and not the name of the hazard (that is `name`).",
      -                        "title": "Area Name"
      -                      },
      -                      "features_within_radius": {
      -                        "anyOf": [
      -                          {
      -                            "type": "integer"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "How many features of this overlay fall inside `search_radius_m`. Separates 'one stray polygon clips the corner of the neighbourhood' from 'the whole area is mapped'. Absent on public-housing records, where each record already is one Census area.",
      -                        "title": "Features Within Radius"
      -                      },
      -                      "geojson": {
      -                        "anyOf": [
      -                          {
      -                            "additionalProperties": true,
      -                            "type": "object"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "GeoJSON FeatureCollection of the hazard polygons for this overlay, ST_Intersection-clipped to a 1km-radius circle around the property and simplified for browser use. Present only when the request passes `?geojson=true`; absent (and the response byte-identical to before) otherwise.",
      -                        "title": "Geojson"
      -                      },
      -                      "geojson_meta": {
      -                        "anyOf": [
      -                          {
      -                            "additionalProperties": true,
      -                            "type": "object"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Clip / simplify / truncation metadata for `geojson` (clip_method='1km_radius', radius_m, simplify tolerance, coordinate precision, feature/byte caps, and whether the size cap truncated the output). Present only with `?geojson=true`.",
      -                        "title": "Geojson Meta"
      -                      },
      -                      "name": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Which hazard this record is about — a fixed label per overlay, e.g. 'Fire', 'Flood', 'Historically Flooded', 'Landslide', 'Erosion', 'Heritage', 'Environment', 'HV Power Line', 'Mobile Black Spot', 'Public Housing'. Suitable for display as-is.",
      -                        "title": "Name"
      -                      },
      -                      "nearest_distance_m": {
      -                        "anyOf": [
      -                          {
      -                            "type": "number"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Metres from the property's address point to the nearest feature of this overlay, measured geodesically and reported to the whole metre. `0.0` exactly when `on_property` is true. When `on_property` is false this is how far away the hazard really is — a heritage record at 174 m and one at 950 m are both 'found', and only this field separates them. On public-housing records it is the distance to that record's Census area. Accurate to about 2% and biased very slightly long (it never under-reports the gap); at close range the error is sub-metre.",
      -                        "title": "Nearest Distance M"
      -                      },
      -                      "on_property": {
      -                        "anyOf": [
      -                          {
      -                            "type": "boolean"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "**Whether the hazard actually covers this property**, as opposed to merely existing nearby. True when a feature of this overlay contains the property's address point. This is the field to gate any 'this property is in a flood/bushfire/heritage zone' statement on — record presence alone only means 'found within `search_radius_m`'.\n\nTwo overlays are line/point data rather than zones — HV power lines (`'HV Power Line'`) and mobile black spots (`'Mobile Black Spot'`) — and for those `on_property` is false for every property by construction; `nearest_distance_m` is the signal there. On public-housing records it marks the one Census area the property actually sits in.",
      -                        "title": "On Property"
      -                      },
      -                      "search_radius_m": {
      -                        "anyOf": [
      -                          {
      -                            "type": "integer"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "The radius searched around the property, in metres (1000). Any record you receive was found inside this circle; anything beyond it was not looked for. Present so the presence rule is explicit rather than folklore.",
      -                        "title": "Search Radius M"
      -                      },
      -                      "value": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "number"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "A display string summarising this record. On hazard overlays (fire, flood, landslide, erosion, heritage, environment, power lines, black spots) it states the containment result in words — `'On property'`, or `'Not on property; nearest 174 m away'`. It is prose for humans: parse `on_property` and `nearest_distance_m` instead. On public-housing records it is instead a preformatted percentage such as `'3.4%'` (see `value_unit`). Do not parse it as a number without checking `value_unit` first.",
      -                        "title": "Value"
      -                      },
      -                      "value_unit": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "What `value` is measured in, and the flag for whether it is a number at all. Null on hazard overlays, whose `value` is the containment sentence. `'Properties Proportion'` on public-housing records, meaning `value` is the share of dwellings in a nearby small Census area that are public housing, written as a percentage string. Public housing can return several records — one per nearby Census area that clears a minimum share — so expect a list, not a single figure.",
      -                        "title": "Value Unit"
      -                      }
      -                    },
      -                    "title": "RiskRecord",
      -                    "type": "object"
      -                  },
      -                  "type": "array"
      -                },
      -                {
      -                  "type": "null"
      -                }
      -              ],
      -              "example": [
      -                {
      -                  "area_level": "Layer",
      -                  "area_name": "Risk Layer",
      -                  "features_within_radius": 2,
      -                  "name": "Historically Flooded",
      -                  "nearest_distance_m": 413,
      -                  "on_property": false,
      -                  "search_radius_m": 1000,
      -                  "value": "Not on property; nearest 413 m away"
      -                }
      -              ],
      -              "title": "Historical Flood"
      -            },
      -            "hv_power_line": {
      -              "anyOf": [
      -                {
      -                  "items": {
      -                    "additionalProperties": true,
      -                    "description": "One hazard overlay found near the property.\n\n**A record means the hazard exists within 1 km — read `on_property` to\nlearn whether it covers the property itself.** Every overlay is searched\ninside a 1 km circle around the address point, so the presence of a\nrecord on its own says only *there is mapped hazard land in this\nneighbourhood*. Most records are proximity hits: the property is not in\nthe zone. Never render \"a bushfire record came back\" as \"this property\nis bushfire-prone\" — check `on_property` first, and quote\n`nearest_distance_m` when it is false.\n\n`on_property` is tested against the address point (the geocoded location\nof the dwelling), not a surveyed parcel boundary, so a zone whose edge\nruns through the block can read false while still clipping the land. It\nis a strong indication, not a statutory answer: nothing here substitutes\nfor a planning certificate.",
      -                    "example": {
      -                      "area_level": "Layer",
      -                      "area_name": "Risk Layer",
      -                      "features_within_radius": 25,
      -                      "name": "Fire",
      -                      "nearest_distance_m": 0,
      -                      "on_property": true,
      -                      "search_radius_m": 1000,
      -                      "value": "On property"
      -                    },
      -                    "properties": {
      -                      "area_level": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Constant `'Layer'` on property risks — a placeholder marking these as map-layer hits rather than statistics for a suburb or region. It is not a geographic level and carries no information; the suburb risk endpoints use this slot for a real one.",
      -                        "title": "Area Level"
      -                      },
      -                      "area_name": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Constant `'Risk Layer'` on property risks. Like `area_level`, a placeholder that keeps the row shape consistent with area-based responses — not the name of any actual area, and not the name of the hazard (that is `name`).",
      -                        "title": "Area Name"
      -                      },
      -                      "features_within_radius": {
      -                        "anyOf": [
      -                          {
      -                            "type": "integer"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "How many features of this overlay fall inside `search_radius_m`. Separates 'one stray polygon clips the corner of the neighbourhood' from 'the whole area is mapped'. Absent on public-housing records, where each record already is one Census area.",
      -                        "title": "Features Within Radius"
      -                      },
      -                      "geojson": {
      -                        "anyOf": [
      -                          {
      -                            "additionalProperties": true,
      -                            "type": "object"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "GeoJSON FeatureCollection of the hazard polygons for this overlay, ST_Intersection-clipped to a 1km-radius circle around the property and simplified for browser use. Present only when the request passes `?geojson=true`; absent (and the response byte-identical to before) otherwise.",
      -                        "title": "Geojson"
      -                      },
      -                      "geojson_meta": {
      -                        "anyOf": [
      -                          {
      -                            "additionalProperties": true,
      -                            "type": "object"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Clip / simplify / truncation metadata for `geojson` (clip_method='1km_radius', radius_m, simplify tolerance, coordinate precision, feature/byte caps, and whether the size cap truncated the output). Present only with `?geojson=true`.",
      -                        "title": "Geojson Meta"
      -                      },
      -                      "name": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Which hazard this record is about — a fixed label per overlay, e.g. 'Fire', 'Flood', 'Historically Flooded', 'Landslide', 'Erosion', 'Heritage', 'Environment', 'HV Power Line', 'Mobile Black Spot', 'Public Housing'. Suitable for display as-is.",
      -                        "title": "Name"
      -                      },
      -                      "nearest_distance_m": {
      -                        "anyOf": [
      -                          {
      -                            "type": "number"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Metres from the property's address point to the nearest feature of this overlay, measured geodesically and reported to the whole metre. `0.0` exactly when `on_property` is true. When `on_property` is false this is how far away the hazard really is — a heritage record at 174 m and one at 950 m are both 'found', and only this field separates them. On public-housing records it is the distance to that record's Census area. Accurate to about 2% and biased very slightly long (it never under-reports the gap); at close range the error is sub-metre.",
      -                        "title": "Nearest Distance M"
      -                      },
      -                      "on_property": {
      -                        "anyOf": [
      -                          {
      -                            "type": "boolean"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "**Whether the hazard actually covers this property**, as opposed to merely existing nearby. True when a feature of this overlay contains the property's address point. This is the field to gate any 'this property is in a flood/bushfire/heritage zone' statement on — record presence alone only means 'found within `search_radius_m`'.\n\nTwo overlays are line/point data rather than zones — HV power lines (`'HV Power Line'`) and mobile black spots (`'Mobile Black Spot'`) — and for those `on_property` is false for every property by construction; `nearest_distance_m` is the signal there. On public-housing records it marks the one Census area the property actually sits in.",
      -                        "title": "On Property"
      -                      },
      -                      "search_radius_m": {
      -                        "anyOf": [
      -                          {
      -                            "type": "integer"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "The radius searched around the property, in metres (1000). Any record you receive was found inside this circle; anything beyond it was not looked for. Present so the presence rule is explicit rather than folklore.",
      -                        "title": "Search Radius M"
      -                      },
      -                      "value": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "number"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "A display string summarising this record. On hazard overlays (fire, flood, landslide, erosion, heritage, environment, power lines, black spots) it states the containment result in words — `'On property'`, or `'Not on property; nearest 174 m away'`. It is prose for humans: parse `on_property` and `nearest_distance_m` instead. On public-housing records it is instead a preformatted percentage such as `'3.4%'` (see `value_unit`). Do not parse it as a number without checking `value_unit` first.",
      -                        "title": "Value"
      -                      },
      -                      "value_unit": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "What `value` is measured in, and the flag for whether it is a number at all. Null on hazard overlays, whose `value` is the containment sentence. `'Properties Proportion'` on public-housing records, meaning `value` is the share of dwellings in a nearby small Census area that are public housing, written as a percentage string. Public housing can return several records — one per nearby Census area that clears a minimum share — so expect a list, not a single figure.",
      -                        "title": "Value Unit"
      -                      }
      -                    },
      -                    "title": "RiskRecord",
      -                    "type": "object"
      -                  },
      -                  "type": "array"
      -                },
      -                {
      -                  "type": "null"
      -                }
      -              ],
      -              "example": [
      -                {
      -                  "area_level": "Layer",
      -                  "area_name": "Risk Layer",
      -                  "features_within_radius": 1,
      -                  "name": "HV Power Line",
      -                  "nearest_distance_m": 341,
      -                  "on_property": false,
      -                  "search_radius_m": 1000,
      -                  "value": "Not on property; nearest 341 m away"
      -                }
      -              ],
      -              "title": "Hv Power Line"
      -            },
      -            "landslide": {
      -              "anyOf": [
      -                {
      -                  "items": {
      -                    "additionalProperties": true,
      -                    "description": "One hazard overlay found near the property.\n\n**A record means the hazard exists within 1 km — read `on_property` to\nlearn whether it covers the property itself.** Every overlay is searched\ninside a 1 km circle around the address point, so the presence of a\nrecord on its own says only *there is mapped hazard land in this\nneighbourhood*. Most records are proximity hits: the property is not in\nthe zone. Never render \"a bushfire record came back\" as \"this property\nis bushfire-prone\" — check `on_property` first, and quote\n`nearest_distance_m` when it is false.\n\n`on_property` is tested against the address point (the geocoded location\nof the dwelling), not a surveyed parcel boundary, so a zone whose edge\nruns through the block can read false while still clipping the land. It\nis a strong indication, not a statutory answer: nothing here substitutes\nfor a planning certificate.",
      -                    "example": {
      -                      "area_level": "Layer",
      -                      "area_name": "Risk Layer",
      -                      "features_within_radius": 25,
      -                      "name": "Fire",
      -                      "nearest_distance_m": 0,
      -                      "on_property": true,
      -                      "search_radius_m": 1000,
      -                      "value": "On property"
      -                    },
      -                    "properties": {
      -                      "area_level": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Constant `'Layer'` on property risks — a placeholder marking these as map-layer hits rather than statistics for a suburb or region. It is not a geographic level and carries no information; the suburb risk endpoints use this slot for a real one.",
      -                        "title": "Area Level"
      -                      },
      -                      "area_name": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Constant `'Risk Layer'` on property risks. Like `area_level`, a placeholder that keeps the row shape consistent with area-based responses — not the name of any actual area, and not the name of the hazard (that is `name`).",
      -                        "title": "Area Name"
      -                      },
      -                      "features_within_radius": {
      -                        "anyOf": [
      -                          {
      -                            "type": "integer"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "How many features of this overlay fall inside `search_radius_m`. Separates 'one stray polygon clips the corner of the neighbourhood' from 'the whole area is mapped'. Absent on public-housing records, where each record already is one Census area.",
      -                        "title": "Features Within Radius"
      -                      },
      -                      "geojson": {
      -                        "anyOf": [
      -                          {
      -                            "additionalProperties": true,
      -                            "type": "object"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "GeoJSON FeatureCollection of the hazard polygons for this overlay, ST_Intersection-clipped to a 1km-radius circle around the property and simplified for browser use. Present only when the request passes `?geojson=true`; absent (and the response byte-identical to before) otherwise.",
      -                        "title": "Geojson"
      -                      },
      -                      "geojson_meta": {
      -                        "anyOf": [
      -                          {
      -                            "additionalProperties": true,
      -                            "type": "object"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Clip / simplify / truncation metadata for `geojson` (clip_method='1km_radius', radius_m, simplify tolerance, coordinate precision, feature/byte caps, and whether the size cap truncated the output). Present only with `?geojson=true`.",
      -                        "title": "Geojson Meta"
      -                      },
      -                      "name": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Which hazard this record is about — a fixed label per overlay, e.g. 'Fire', 'Flood', 'Historically Flooded', 'Landslide', 'Erosion', 'Heritage', 'Environment', 'HV Power Line', 'Mobile Black Spot', 'Public Housing'. Suitable for display as-is.",
      -                        "title": "Name"
      -                      },
      -                      "nearest_distance_m": {
      -                        "anyOf": [
      -                          {
      -                            "type": "number"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Metres from the property's address point to the nearest feature of this overlay, measured geodesically and reported to the whole metre. `0.0` exactly when `on_property` is true. When `on_property` is false this is how far away the hazard really is — a heritage record at 174 m and one at 950 m are both 'found', and only this field separates them. On public-housing records it is the distance to that record's Census area. Accurate to about 2% and biased very slightly long (it never under-reports the gap); at close range the error is sub-metre.",
      -                        "title": "Nearest Distance M"
      -                      },
      -                      "on_property": {
      -                        "anyOf": [
      -                          {
      -                            "type": "boolean"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "**Whether the hazard actually covers this property**, as opposed to merely existing nearby. True when a feature of this overlay contains the property's address point. This is the field to gate any 'this property is in a flood/bushfire/heritage zone' statement on — record presence alone only means 'found within `search_radius_m`'.\n\nTwo overlays are line/point data rather than zones — HV power lines (`'HV Power Line'`) and mobile black spots (`'Mobile Black Spot'`) — and for those `on_property` is false for every property by construction; `nearest_distance_m` is the signal there. On public-housing records it marks the one Census area the property actually sits in.",
      -                        "title": "On Property"
      -                      },
      -                      "search_radius_m": {
      -                        "anyOf": [
      -                          {
      -                            "type": "integer"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "The radius searched around the property, in metres (1000). Any record you receive was found inside this circle; anything beyond it was not looked for. Present so the presence rule is explicit rather than folklore.",
      -                        "title": "Search Radius M"
      -                      },
      -                      "value": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "number"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "A display string summarising this record. On hazard overlays (fire, flood, landslide, erosion, heritage, environment, power lines, black spots) it states the containment result in words — `'On property'`, or `'Not on property; nearest 174 m away'`. It is prose for humans: parse `on_property` and `nearest_distance_m` instead. On public-housing records it is instead a preformatted percentage such as `'3.4%'` (see `value_unit`). Do not parse it as a number without checking `value_unit` first.",
      -                        "title": "Value"
      -                      },
      -                      "value_unit": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "What `value` is measured in, and the flag for whether it is a number at all. Null on hazard overlays, whose `value` is the containment sentence. `'Properties Proportion'` on public-housing records, meaning `value` is the share of dwellings in a nearby small Census area that are public housing, written as a percentage string. Public housing can return several records — one per nearby Census area that clears a minimum share — so expect a list, not a single figure.",
      -                        "title": "Value Unit"
      -                      }
      -                    },
      -                    "title": "RiskRecord",
      -                    "type": "object"
      -                  },
      -                  "type": "array"
      -                },
      -                {
      -                  "type": "null"
      -                }
      -              ],
      -              "example": [
      -                {
      -                  "area_level": "Layer",
      -                  "area_name": "Risk Layer",
      -                  "features_within_radius": 2,
      -                  "name": "Landslide",
      -                  "nearest_distance_m": 0,
      -                  "on_property": true,
      -                  "search_radius_m": 1000,
      -                  "value": "On property"
      -                }
      -              ],
      -              "title": "Landslide"
      -            },
      -            "mobile_black_spot": {
      -              "anyOf": [
      -                {
      -                  "items": {
      -                    "additionalProperties": true,
      -                    "description": "One hazard overlay found near the property.\n\n**A record means the hazard exists within 1 km — read `on_property` to\nlearn whether it covers the property itself.** Every overlay is searched\ninside a 1 km circle around the address point, so the presence of a\nrecord on its own says only *there is mapped hazard land in this\nneighbourhood*. Most records are proximity hits: the property is not in\nthe zone. Never render \"a bushfire record came back\" as \"this property\nis bushfire-prone\" — check `on_property` first, and quote\n`nearest_distance_m` when it is false.\n\n`on_property` is tested against the address point (the geocoded location\nof the dwelling), not a surveyed parcel boundary, so a zone whose edge\nruns through the block can read false while still clipping the land. It\nis a strong indication, not a statutory answer: nothing here substitutes\nfor a planning certificate.",
      -                    "example": {
      -                      "area_level": "Layer",
      -                      "area_name": "Risk Layer",
      -                      "features_within_radius": 25,
      -                      "name": "Fire",
      -                      "nearest_distance_m": 0,
      -                      "on_property": true,
      -                      "search_radius_m": 1000,
      -                      "value": "On property"
      -                    },
      -                    "properties": {
      -                      "area_level": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Constant `'Layer'` on property risks — a placeholder marking these as map-layer hits rather than statistics for a suburb or region. It is not a geographic level and carries no information; the suburb risk endpoints use this slot for a real one.",
      -                        "title": "Area Level"
      -                      },
      -                      "area_name": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Constant `'Risk Layer'` on property risks. Like `area_level`, a placeholder that keeps the row shape consistent with area-based responses — not the name of any actual area, and not the name of the hazard (that is `name`).",
      -                        "title": "Area Name"
      -                      },
      -                      "features_within_radius": {
      -                        "anyOf": [
      -                          {
      -                            "type": "integer"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "How many features of this overlay fall inside `search_radius_m`. Separates 'one stray polygon clips the corner of the neighbourhood' from 'the whole area is mapped'. Absent on public-housing records, where each record already is one Census area.",
      -                        "title": "Features Within Radius"
      -                      },
      -                      "geojson": {
      -                        "anyOf": [
      -                          {
      -                            "additionalProperties": true,
      -                            "type": "object"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "GeoJSON FeatureCollection of the hazard polygons for this overlay, ST_Intersection-clipped to a 1km-radius circle around the property and simplified for browser use. Present only when the request passes `?geojson=true`; absent (and the response byte-identical to before) otherwise.",
      -                        "title": "Geojson"
      -                      },
      -                      "geojson_meta": {
      -                        "anyOf": [
      -                          {
      -                            "additionalProperties": true,
      -                            "type": "object"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Clip / simplify / truncation metadata for `geojson` (clip_method='1km_radius', radius_m, simplify tolerance, coordinate precision, feature/byte caps, and whether the size cap truncated the output). Present only with `?geojson=true`.",
      -                        "title": "Geojson Meta"
      -                      },
      -                      "name": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Which hazard this record is about — a fixed label per overlay, e.g. 'Fire', 'Flood', 'Historically Flooded', 'Landslide', 'Erosion', 'Heritage', 'Environment', 'HV Power Line', 'Mobile Black Spot', 'Public Housing'. Suitable for display as-is.",
      -                        "title": "Name"
      -                      },
      -                      "nearest_distance_m": {
      -                        "anyOf": [
      -                          {
      -                            "type": "number"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Metres from the property's address point to the nearest feature of this overlay, measured geodesically and reported to the whole metre. `0.0` exactly when `on_property` is true. When `on_property` is false this is how far away the hazard really is — a heritage record at 174 m and one at 950 m are both 'found', and only this field separates them. On public-housing records it is the distance to that record's Census area. Accurate to about 2% and biased very slightly long (it never under-reports the gap); at close range the error is sub-metre.",
      -                        "title": "Nearest Distance M"
      -                      },
      -                      "on_property": {
      -                        "anyOf": [
      -                          {
      -                            "type": "boolean"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "**Whether the hazard actually covers this property**, as opposed to merely existing nearby. True when a feature of this overlay contains the property's address point. This is the field to gate any 'this property is in a flood/bushfire/heritage zone' statement on — record presence alone only means 'found within `search_radius_m`'.\n\nTwo overlays are line/point data rather than zones — HV power lines (`'HV Power Line'`) and mobile black spots (`'Mobile Black Spot'`) — and for those `on_property` is false for every property by construction; `nearest_distance_m` is the signal there. On public-housing records it marks the one Census area the property actually sits in.",
      -                        "title": "On Property"
      -                      },
      -                      "search_radius_m": {
      -                        "anyOf": [
      -                          {
      -                            "type": "integer"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "The radius searched around the property, in metres (1000). Any record you receive was found inside this circle; anything beyond it was not looked for. Present so the presence rule is explicit rather than folklore.",
      -                        "title": "Search Radius M"
      -                      },
      -                      "value": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "number"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "A display string summarising this record. On hazard overlays (fire, flood, landslide, erosion, heritage, environment, power lines, black spots) it states the containment result in words — `'On property'`, or `'Not on property; nearest 174 m away'`. It is prose for humans: parse `on_property` and `nearest_distance_m` instead. On public-housing records it is instead a preformatted percentage such as `'3.4%'` (see `value_unit`). Do not parse it as a number without checking `value_unit` first.",
      -                        "title": "Value"
      -                      },
      -                      "value_unit": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "What `value` is measured in, and the flag for whether it is a number at all. Null on hazard overlays, whose `value` is the containment sentence. `'Properties Proportion'` on public-housing records, meaning `value` is the share of dwellings in a nearby small Census area that are public housing, written as a percentage string. Public housing can return several records — one per nearby Census area that clears a minimum share — so expect a list, not a single figure.",
      -                        "title": "Value Unit"
      -                      }
      -                    },
      -                    "title": "RiskRecord",
      -                    "type": "object"
      -                  },
      -                  "type": "array"
      -                },
      -                {
      -                  "type": "null"
      -                }
      -              ],
      -              "example": [
      -                {
      -                  "area_level": "Layer",
      -                  "area_name": "Risk Layer",
      -                  "features_within_radius": 1,
      -                  "name": "Mobile Black Spot",
      -                  "nearest_distance_m": 812,
      -                  "on_property": false,
      -                  "search_radius_m": 1000,
      -                  "value": "Not on property; nearest 812 m away"
      -                }
      -              ],
      -              "title": "Mobile Black Spot"
      -            },
      -            "public_housing": {
      -              "anyOf": [
      -                {
      -                  "items": {
      -                    "additionalProperties": true,
      -                    "description": "One hazard overlay found near the property.\n\n**A record means the hazard exists within 1 km — read `on_property` to\nlearn whether it covers the property itself.** Every overlay is searched\ninside a 1 km circle around the address point, so the presence of a\nrecord on its own says only *there is mapped hazard land in this\nneighbourhood*. Most records are proximity hits: the property is not in\nthe zone. Never render \"a bushfire record came back\" as \"this property\nis bushfire-prone\" — check `on_property` first, and quote\n`nearest_distance_m` when it is false.\n\n`on_property` is tested against the address point (the geocoded location\nof the dwelling), not a surveyed parcel boundary, so a zone whose edge\nruns through the block can read false while still clipping the land. It\nis a strong indication, not a statutory answer: nothing here substitutes\nfor a planning certificate.",
      -                    "example": {
      -                      "area_level": "Layer",
      -                      "area_name": "Risk Layer",
      -                      "features_within_radius": 25,
      -                      "name": "Fire",
      -                      "nearest_distance_m": 0,
      -                      "on_property": true,
      -                      "search_radius_m": 1000,
      -                      "value": "On property"
      -                    },
      -                    "properties": {
      -                      "area_level": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Constant `'Layer'` on property risks — a placeholder marking these as map-layer hits rather than statistics for a suburb or region. It is not a geographic level and carries no information; the suburb risk endpoints use this slot for a real one.",
      -                        "title": "Area Level"
      -                      },
      -                      "area_name": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Constant `'Risk Layer'` on property risks. Like `area_level`, a placeholder that keeps the row shape consistent with area-based responses — not the name of any actual area, and not the name of the hazard (that is `name`).",
      -                        "title": "Area Name"
      -                      },
      -                      "features_within_radius": {
      -                        "anyOf": [
      -                          {
      -                            "type": "integer"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "How many features of this overlay fall inside `search_radius_m`. Separates 'one stray polygon clips the corner of the neighbourhood' from 'the whole area is mapped'. Absent on public-housing records, where each record already is one Census area.",
      -                        "title": "Features Within Radius"
      -                      },
      -                      "geojson": {
      -                        "anyOf": [
      -                          {
      -                            "additionalProperties": true,
      -                            "type": "object"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "GeoJSON FeatureCollection of the hazard polygons for this overlay, ST_Intersection-clipped to a 1km-radius circle around the property and simplified for browser use. Present only when the request passes `?geojson=true`; absent (and the response byte-identical to before) otherwise.",
      -                        "title": "Geojson"
      -                      },
      -                      "geojson_meta": {
      -                        "anyOf": [
      -                          {
      -                            "additionalProperties": true,
      -                            "type": "object"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Clip / simplify / truncation metadata for `geojson` (clip_method='1km_radius', radius_m, simplify tolerance, coordinate precision, feature/byte caps, and whether the size cap truncated the output). Present only with `?geojson=true`.",
      -                        "title": "Geojson Meta"
      -                      },
      -                      "name": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Which hazard this record is about — a fixed label per overlay, e.g. 'Fire', 'Flood', 'Historically Flooded', 'Landslide', 'Erosion', 'Heritage', 'Environment', 'HV Power Line', 'Mobile Black Spot', 'Public Housing'. Suitable for display as-is.",
      -                        "title": "Name"
      -                      },
      -                      "nearest_distance_m": {
      -                        "anyOf": [
      -                          {
      -                            "type": "number"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "Metres from the property's address point to the nearest feature of this overlay, measured geodesically and reported to the whole metre. `0.0` exactly when `on_property` is true. When `on_property` is false this is how far away the hazard really is — a heritage record at 174 m and one at 950 m are both 'found', and only this field separates them. On public-housing records it is the distance to that record's Census area. Accurate to about 2% and biased very slightly long (it never under-reports the gap); at close range the error is sub-metre.",
      -                        "title": "Nearest Distance M"
      -                      },
      -                      "on_property": {
      -                        "anyOf": [
      -                          {
      -                            "type": "boolean"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "**Whether the hazard actually covers this property**, as opposed to merely existing nearby. True when a feature of this overlay contains the property's address point. This is the field to gate any 'this property is in a flood/bushfire/heritage zone' statement on — record presence alone only means 'found within `search_radius_m`'.\n\nTwo overlays are line/point data rather than zones — HV power lines (`'HV Power Line'`) and mobile black spots (`'Mobile Black Spot'`) — and for those `on_property` is false for every property by construction; `nearest_distance_m` is the signal there. On public-housing records it marks the one Census area the property actually sits in.",
      -                        "title": "On Property"
      -                      },
      -                      "search_radius_m": {
      -                        "anyOf": [
      -                          {
      -                            "type": "integer"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "The radius searched around the property, in metres (1000). Any record you receive was found inside this circle; anything beyond it was not looked for. Present so the presence rule is explicit rather than folklore.",
      -                        "title": "Search Radius M"
      -                      },
      -                      "value": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "number"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "A display string summarising this record. On hazard overlays (fire, flood, landslide, erosion, heritage, environment, power lines, black spots) it states the containment result in words — `'On property'`, or `'Not on property; nearest 174 m away'`. It is prose for humans: parse `on_property` and `nearest_distance_m` instead. On public-housing records it is instead a preformatted percentage such as `'3.4%'` (see `value_unit`). Do not parse it as a number without checking `value_unit` first.",
      -                        "title": "Value"
      -                      },
      -                      "value_unit": {
      -                        "anyOf": [
      -                          {
      -                            "type": "string"
      -                          },
      -                          {
      -                            "type": "null"
      -                          }
      -                        ],
      -                        "description": "What `value` is measured in, and the flag for whether it is a number at all. Null on hazard overlays, whose `value` is the containment sentence. `'Properties Proportion'` on public-housing records, meaning `value` is the share of dwellings in a nearby small Census area that are public housing, written as a percentage string. Public housing can return several records — one per nearby Census area that clears a minimum share — so expect a list, not a single figure.",
      -                        "title": "Value Unit"
      -                      }
      -                    },
      -                    "title": "RiskRecord",
      -                    "type": "object"
      -                  },
      -                  "type": "array"
      -                },
      -                {
      -                  "type": "null"
      -                }
      -              ],
      -              "example": [
      -                {
      -                  "area_level": "Layer",
      -                  "area_name": "Risk Layer",
      -                  "name": "Public Housing",
      -                  "nearest_distance_m": 0,
      -                  "on_property": true,
      -                  "search_radius_m": 1000,
      -                  "value": "14.5%",
      -                  "value_unit": "Properties Proportion"
      -                },
      -                {
      -                  "area_level": "Layer",
      -                  "area_name": "Risk Layer",
      -                  "name": "Public Housing",
      -                  "nearest_distance_m": 486,
      -                  "on_property": false,
      -                  "search_radius_m": 1000,
      -                  "value": "3.4%",
      -                  "value_unit": "Properties Proportion"
      -                }
      -              ],
      -              "title": "Public Housing"
      -            }
      -          },
      -          "title": "AllRisks",
      -          "type": "object"
      -        },
      -        {
      -          "type": "null"
      -        }
      -      ],
      -      "description": "The endpoint's payload, or `null` when Microburbs has no value."
      -    },
      -    "message": {
      -      "anyOf": [
      -        {
      -          "type": "string"
      -        },
      -        {
      -          "type": "null"
      -        }
      -      ],
      -      "description": "Human-readable explanation. Omitted on success.",
      -      "title": "Message"
      -    },
      -    "reason": {
      -      "anyOf": [
      -        {
      -          "type": "string"
      -        },
      -        {
      -          "type": "null"
      -        }
      -      ],
      -      "description": "Machine-readable slug naming the no-data condition (e.g. `no_avm_for_GANSW704074813`). Stable per endpoint. Omitted on success.",
      -      "title": "Reason"
      -    }
      -  },
      -  "title": "ApiResponse[AllRisks]",
      -  "type": "object",
      -  "x-fastmcp-top-level-schema": "ApiResponse_AllRisks_"
      -}New value: +null
  2. First observed

TDQS

A3.6/5.0
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Beyond the readOnly/idempotent annotations, the description discloses substantial behavioral context the agent could not otherwise know: which states hold which layers, that nulls are ambiguous between 'no hazard' and 'no data', and what `?geojson=true` adds. It is undermined by a self-contradiction on cost ("Flat 30¢" versus "Price: 48¢ per call"), which makes the pricing signal unreliable.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness3/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The null-semantics paragraph is front-loaded and earns its place, but the description states pricing twice with two different figures (30¢ then 48¢), which is both wasted text and actively confusing. Formatting is otherwise readable but slightly cluttered with markup and backticks.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

With no output schema, the description carries the burden of explaining the response and does so reasonably: it explains null overlay values, the state-dependent coverage caveats, and the optional geojson/geojson_meta fields. It does not enumerate the returned overlay keys, but a bundle of this kind is adequately framed for correct invocation.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema coverage is 50%: `geojson` is already documented in the schema, and the description largely restates it (1km-clipped FeatureCollection plus geojson_meta). `gnaf_id` has no description in either place, though its meaning as the property identifier is reasonably inferable from the tool name and is the only required parameter.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

"Every property-level risk overlay in one call" plus the framing "Shown in the property report as its 'Risks' section" makes the verb and resource concrete and signals the bundle nature, implicitly distinguishing it from the single-layer siblings like properties_risks_flood. It stops short of naming a sibling or explicitly saying it is the union of those single-layer tools.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines3/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The 'one call' framing implies when to use this over individual risk tools, and the `null` paragraph gives genuinely useful interpretive guidance (don't read null as an all-clear, state-by-state layer coverage). However there is no explicit statement of when to prefer this bundle versus the per-layer siblings or suburbs_risks_all, leaving the choice to inference.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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