Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover safety (readOnly, idempotent, non-destructive, closed-world), so the description adds genuinely new behavior: it discloses the fields returned and, more importantly, that no interactive widget exists and contact/gallery/location are impossible through this tool. That 'negative capability' disclosure is the kind of context annotations cannot carry. Auth requirements, rate limits, and pagination are not mentioned, but for a read-only lookup that is a minor gap.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.