Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=true, so the safety profile is covered. The description adds real behavioral context: the fixed 7-day window, how avg_daily_spend handles younger campaigns, how the utilization ratio is computed, and how shared budgets are attributed — none of which is in the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.