Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, closed-world), so the description doesn't need to repeat it. It does add the important behavioral fact that the response is aggregate data (counts per category, top towns) rather than offers, which is not derivable from annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.