Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive, and openWorld. Beyond those, the description adds genuinely useful context: the $0.002/call pricing with 10 free/day and x402 payment options on overage, plus error behavior (isError with a message, not charged on failure). This is substantive operational detail the annotations do not provide.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.